# SiteCheck Company Records – HealthCare.gov ACA Plan Lookup

> SiteCheck Company Records – HealthCare.gov ACA Plan Lookup is a paid API for AI agents from api.companyrecords-api.workers.dev, paid per call via x402, $0.002/call, status unknown (last checked 2026-10-24).

Returns ACA Health Insurance Marketplace plans available for a US ZIP code from CMS QHP Landscape data, including premiums, deductibles, copays, and plan details, sorted cheapest first.

## Facts

- Endpoint: GET https://api.companyrecords-api.workers.dev/api/gov/healthcare-gov?utm_source=zero.xyz
- Price: $0.002/call
- Payment: x402
- Status: unknown
- Last checked: 2026-10-24
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/sitecheck-company-records-healthcare-gov-aca-plan-lookup-ab02053a
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_os1txleW3wXaljd-XED32

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability sitecheck-company-records-healthcare-gov-aca-plan-lookup-ab02053a
```

Example prompt: Can you pull up the 10 cheapest ACA marketplace health insurance plans available in ZIP code 30301 for a 40-year-old, and show me the monthly premium, deductible, and plan type for each?

## When to prefer this

Use this endpoint when you need structured ACA marketplace plan data for a specific US ZIP code on the federal HealthCare.gov exchange. It is ideal for comparing premiums, deductibles, and plan types without requiring CMS API credentials. Prefer this over manual CMS lookups when you need machine-readable plan data sorted by cost. Note: not suitable for state-run exchanges (e.g., California Covered, NY State of Health).

## Known failure modes

- ZIP code not found or not on federal exchange platform (state-run exchange states return no results)
- Invalid or non-5-digit ZIP code returns an error
- No plans available for the specified metal level or plan type filter
- Age out of 0-120 range returns a validation error
- Year parameter references a plan year CMS has not yet published

## How this service works

Pay-per-call company registry, government, legal and B2B data tools for AI agents, from official registers and public sources. Payment: x402, USDC on Base, Solana, Arc, Polygon, Arbitrum, Monad, World Chain, Optimism, Avalanche, Celo or Stellar, or RLUSD/XRP on the XRP Ledger. No signup, no API key; a failed call is not charged.

## Output

A list of ACA marketplace health insurance plans (up to 50, default 10) sorted by premium ascending, each including: plan ID, plan name, issuer name, metal level, plan type (HMO/PPO/EPO/POS), monthly premium for the nearest published age bracket, couple premium, individual deductible, family deductible, out-of-pocket maximum, copay details, silver cost-sharing reduction variants (where applicable), issuer phone, and links to plan documents. Covers federal-platform states only (not state-run exchanges).

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "$schema": "https://json-schema.org/draft/2020-12/schema",
 "required": [
  "input"
 ],
 "properties": {
  "input": {
   "type": "object",
   "required": [
    "type",
    "method"
   ],
   "properties": {
    "type": {
     "type": "string",
     "const": "http"
    },
    "method": {
     "enum": [
      "GET"
     ],
     "type": "string"
    },
    "queryParams": {
     "type": "object",
     "required": [
      "zip"
     ],
     "properties": {
      "age": {
       "type": "string",
       "description": "Applicant age 0-120 (default 40); premiums are published for 0-14, 18, 21, 27, 30, 40, 50 and 60"
      },
      "zip": {
       "type": "string",
       "description": "5-digit US ZIP code"
      },
      "year": {
       "type": "string",
       "description": "Plan year (only the year CMS publishes now)"
      },
      "limit": {
       "type": "string",
       "description": "Plans, 1 to 50 (default 10)"
      },
      "metal": {
       "type": "string",
       "description": "Optional: bronze, expanded bronze, silver, gold, platinum or catastrophic"
      },
      "county": {
       "type": "string",
       "description": "Optional 5-digit county FIPS when the ZIP spans several counties"
      },
      "offset": {
       "type": "string",
       "description": "Skip this many plans"
      },
      "planType": {
       "type": "string",
       "description": "Optional: HMO, PPO, EPO or POS"
      }
     }
    }
   },
   "additionalProperties": false
  }
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/sitecheck-company-records-healthcare-gov-aca-plan-lookup-ab02053a/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from api.companyrecords-api.workers.dev](https://www.zero.xyz/host/api.companyrecords-api.workers.dev/llms.txt)