# SmartMoney Composite Signal

> SmartMoney Composite Signal is a paid API for AI agents from smartmoney.lonestaroracle.xyz, paid per call via x402, $0.1/call, status unknown (last checked 2026-09-14).

Aggregates insider, Congress, institutional, and analyst data into a single composite smart-money signal for a given stock ticker

## Facts

- Endpoint: GET https://smartmoney.lonestaroracle.xyz/smartmoney
- Price: $0.1/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-14
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/smartmoney-composite-signal-2e3ec00c
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_8Qgr9QHbbRpC22ndf_Sbu

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability smartmoney-composite-signal-2e3ec00c
```

Example prompt: What's the full smart money picture on NVDA right now — are insiders, Congress, institutions, and analysts all bullish or are the cohorts split?

## When to prefer this

Choose this endpoint when you need a single-call composite view of smart money sentiment across multiple independent cohorts (insiders, Congress, institutions, analysts) rather than querying each data source separately. It is ideal for pre-trade conviction checks, watchlist monitoring, or any workflow where aggregated qualitative signal matters more than raw transaction data. Prefer this over individual data sources when you want a normalized bullish/neutral/bearish verdict per cohort plus an overall conviction score in one response.

## Known failure modes

- Missing or invalid ticker returns an error or empty result
- Ticker with no recent filings may show neutral signals across all cohorts due to data lag
- Congress cohort may show neutral if no STOCK Act disclosures exist for that ticker
- Institutional data lags by one quarter (13F filing cadence) so signal may not reflect recent activity
- x402 payment failure results in 402 response with no data returned
- Unknown or OTC tickers may not be supported

## How this service works

Composite smart-money signal (insiders + Congress + institutions + analysts) for a stock (?ticker=)

## Output

Returns a JSON object with a top-level smart_money_signal (e.g. ACCUMULATION, STRONG_ACCUMULATION, DISTRIBUTION), a conviction field stating how many of 4 cohorts are bullish vs bearish, a human-readable summary string, and per-cohort detail objects: insiders (buy_count, sell_count, signal), congress (disclosed_trades, signal), institutions (flow_signal, signal), and analysts (consensus rating, upside_pct, signal).

## Request schema (JSON Schema)

```json
{
 "name": "SmartMoney",
 "tags": [
  "smart-money",
  "insiders",
  "congress",
  "institutions",
  "analysts"
 ],
 "type": "object",
 "version": "1.0.0",
 "category": "trading",
 "required": [
  "input"
 ],
 "properties": {
  "input": {
   "type": "object",
   "required": [
    "type",
    "method"
   ],
   "properties": {
    "type": {
     "type": "string",
     "const": "http"
    },
    "method": {
     "enum": [
      "GET",
      "HEAD",
      "DELETE"
     ],
     "type": "string"
    },
    "queryParams": {
     "type": "object",
     "properties": {
      "symbol": {
       "type": "string",
       "title": "Symbol"
      },
      "ticker": {
       "type": "string",
       "title": "Ticker"
      }
     }
    }
   }
  },
  "output": {
   "type": "object",
   "required": [
    "type"
   ],
   "properties": {
    "type": {
     "type": "string"
    },
    "example": {
     "ticker": "NVDA",
     "summary": "Accumulation on NVDA — 3 of 4 cohorts bullish, 0 bearish (bullish: insiders, institutions, analysts)",
     "analysts": {
      "signal": "bullish",
      "consensus": "Buy",
      "upside_pct": 12.4
     },
     "congress": {
      "signal": "neutral",
      "disclosed_trades": 0
     },
     "insiders": {
      "signal": "bullish",
      "buy_count": 4,
      "sell_count": 1
     },
     "conviction": "3 of 4 cohorts bullish, 0 bearish",
     "institutions": {
      "signal": "bullish",
      "flow_signal": "ACCUMULATION"
     },
     "cohorts_active": 4,
     "cohorts_bearish": 0,
     "cohorts_bullish": 3,
     "smart_money_signal": "ACCUMULATION"
    }
   }
  }
 },
 "description": "The whole smart-money picture on a stock in one agent-callable x402 call. SmartMoney aggregates four independent cohorts — corporate insiders (SEC Form 4 open-market buys via InsiderFlow), the US Congress (STOCK Act disclosures via CapitolFlow), institutions (13F quarterly flow via FundFlow), and Wall Street analysts (consensus rating + price target via AnalystEdge) — reduces each to bullish / neutral / bearish, then returns a composite smart_money_signal (STRONG_ACCUMULATION -> DISTRIBUTION) with a conviction count (N of 4 cohorts bullish) and every cohort's detail. The honest, agent-native answer to 'what is all the smart money doing on this ticker?' — one call instead of four, each cohort's data lag stated plainly. $0.10 in USDC on Base via x402. Informational only, not investment advice."
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/smartmoney-composite-signal-2e3ec00c/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from smartmoney.lonestaroracle.xyz](https://www.zero.xyz/host/smartmoney.lonestaroracle.xyz/llms.txt)