# SperaxOS lisUSD Borrow via Lista DAO

> SperaxOS lisUSD Borrow via Lista DAO is a paid API for AI agents from chat.sperax.io, paid per call via x402, $0.001/call, status unknown (last checked 2026-10-22).

Executes a lisUSD stablecoin borrow against collateral on Lista DAO's DeFi protocol, paid per-call with USDC via x402

## Facts

- Endpoint: POST https://chat.sperax.io/api/x402/tools/listadao/borrowLisUsd?utm_source=zero.xyz
- Price: $0.001/call
- Payment: x402
- Status: unknown
- Last checked: 2026-10-22
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/speraxos-lisusd-borrow-via-lista-dao-17e13e1b
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_6JW-B9FisPFXGcF7kclxc

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability speraxos-lisusd-borrow-via-lista-dao-17e13e1b -d '<json body>'
```

Example prompt: I want to borrow 500 lisUSD on Lista DAO using 2.0 BNB as collateral — can you execute that borrow for my wallet 0xAbC123...?

## When to prefer this

Use this endpoint when an AI agent needs to programmatically execute a lisUSD borrow on Lista DAO using BNB or slisBNB collateral, without requiring a traditional API key — ideal for autonomous DeFi agents paying micro-fees via x402. Prefer this over manual wallet interactions or other lending protocols when the user specifically wants lisUSD stablecoin liquidity against liquid staking BNB assets.

## Known failure modes

- Insufficient collateral ratio — borrow amount too high relative to collateral value, resulting in rejection
- Invalid wallet address format (must be 0x... EVM address)
- Unsupported collateral token — only BNB and slisBNB are accepted
- x402 payment failure — insufficient USDC on Base to cover $0.001 fee
- Network or RPC errors on BNB Chain causing transaction failure
- Collateral amount too low to meet Lista DAO minimum CDP requirements

## How this service works

AI-powered DeFi intelligence APIs payable via the x402 HTTP payment protocol. No API key required — pay per request with USDC on Base. Identity-only (SIWX) endpoints are free for wallets with an agentcash identity.

## Output

Returns the result of the lisUSD borrow execution on Lista DAO, including confirmation of collateral deposited, amount of lisUSD borrowed, and transaction status/hash on BNB Chain.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "properties": {
  "borrowAmount": {
   "type": "string",
   "description": "Amount of lisUSD to borrow (e.g. \"500\")."
  },
  "walletAddress": {
   "type": "string",
   "description": "User wallet address (0x...)."
  },
  "collateralToken": {
   "type": "string",
   "description": "Collateral token to use (e.g. \"BNB\", \"slisBNB\")."
  },
  "collateralAmount": {
   "type": "string",
   "description": "Amount of collateral to deposit (e.g. \"2.0\" BNB)."
  }
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/speraxos-lisusd-borrow-via-lista-dao-17e13e1b/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from chat.sperax.io](https://www.zero.xyz/host/chat.sperax.io/llms.txt)