# Steward Settlement Day Checker

> Steward Settlement Day Checker is a paid API for AI agents from pay.brianbooms.com, paid per call via x402, $0.005/call, status unknown (last checked 2026-11-02).

Checks whether a given date is a settlement day for Fedwire (Fed) or TARGET2 (ECB) payment systems, returning holiday/weekend status and the next valid settlement date

## Facts

- Endpoint: GET https://pay.brianbooms.com/api/v1/data/settle-day?utm_source=zero.xyz
- Price: $0.005/call
- Payment: x402
- Status: unknown
- Last checked: 2026-11-02
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/steward-settlement-day-checker-44b23dff
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_dAVYtEayMv3neiBnnI5lL

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability steward-settlement-day-checker-44b23dff
```

Example prompt: Is December 26, 2025 a Fedwire settlement day, or do I need to plan for the next available Fed settlement date?

## When to prefer this

Use this endpoint when an agent needs to confirm whether a specific date is a valid settlement day for Fedwire or TARGET2 before scheduling or routing a payment. Prefer it over manual calendar lookups or holiday APIs that don't understand payment-system-specific settlement rules (e.g. Fed-observed holidays like Columbus Day or Juneteenth). Ideal for treasury automation, payment orchestration agents, or any workflow where value-date accuracy matters.

## Known failure modes

- Invalid date format (not YYYY-MM-DD) returns an error
- Unrecognized system value (not 'fed' or 'target2') may default or error
- Dates far in the future may not have holiday calendars populated
- Payment required (402) if USDC payment header is missing or insufficient

## How this service works

Use when an agent needs to know whether a date settles — is it a Fedwire/Fed or TARGET2 (ECB) settlement day, is it a holiday or weekend, and what is the next settlement day. Computed locally from the holiday calendars, no upstream. Pass date (default today) and system (fed or target2). Use permitted: build it into your products and services, paid or free. Raw redistribution of the feed itself is prohibited.

## Output

Returns whether the queried date settles on the specified payment system (Fedwire or TARGET2), whether it is a holiday or weekend, and the next valid settlement date — computed locally from embedded holiday calendars with no upstream dependency.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "$schema": "https://json-schema.org/draft/2020-12/schema",
 "properties": {
  "date": {
   "type": "string",
   "description": "YYYY-MM-DD, default today. Example: 2026-10-02"
  },
  "system": {
   "type": "string",
   "description": "fed (default) or target2. Example: fed"
  }
 },
 "additionalProperties": true
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/steward-settlement-day-checker-44b23dff/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from pay.brianbooms.com](https://www.zero.xyz/host/pay.brianbooms.com/llms.txt)
