# Strale SEPA Readiness Check

> Strale SEPA Readiness Check is a paid API for AI agents from api.strale.io, paid per call via x402, $0.324/call, status unknown (last checked 2026-09-14).

Validates an IBAN and VAT number for SEPA payment readiness, with optional source currency conversion context, returning structured compliance data with an audit trail.

## Facts

- Endpoint: POST https://api.strale.io/x402/solutions/sepa-readiness
- Price: $0.324/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-14
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/strale-sepa-readiness-check-3a797195
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_oi407YSdt6tW4BvsU2Z2F

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability strale-sepa-readiness-check-3a797195 -d '<json body>'
```

Example prompt: Can you run a SEPA readiness check on IBAN DE89370400440532013000 and VAT number DE811193725 — we're about to pay this supplier from USD and want to confirm everything is compliant before we initiate the transfer.

## When to prefer this

Use this endpoint when you need to verify that a European business's bank account (IBAN) and tax identity (VAT number) are valid and compliant for SEPA payment processing — especially before onboarding a new supplier, paying a European invoice, or automating euro-denominated payments. Prefer this over generic IBAN validators when you also need VAT cross-validation and a structured audit trail for compliance records.

## Known failure modes

- Invalid or malformed IBAN returns a validation error with details
- VAT number not recognized or mismatched with IBAN country returns compliance failure
- Missing required fields (iban or vat_number) returns 400 Bad Request
- Unsupported or invalid ISO 4217 currency code in source_currency returns an error
- Network timeout or upstream registry unavailability returns 5xx error

## How this service works

Everything your agent needs before initiating a SEPA transfer: IBAN validation, bank identification, VAT verification, and current exchange rate.

## Output

Returns structured JSON indicating whether the IBAN and VAT number are valid and SEPA-ready, including compliance status, any validation errors, and an audit trail. May include currency conversion context if source_currency is provided.

## Example request

```json
{
 "iban": "DE89370400440532013000",
 "vat_number": "DE811193725",
 "source_currency": "USD"
}
```

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "properties": {
  "iban": {
   "type": "string"
  },
  "vat_number": {
   "type": "string"
  },
  "source_currency": {
   "type": "string",
   "description": "ISO 4217 currency code, omit if EUR"
  }
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/strale-sepa-readiness-check-3a797195/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from api.strale.io](https://www.zero.xyz/host/api.strale.io/llms.txt)