# Strale SEPA Readiness Check

> Strale SEPA Readiness Check is a paid API for AI agents from api.strale.io, paid per call via x402, $0.324/call, status unknown (last checked 2026-09-15).

Validates whether an IBAN and associated business entity are ready to send or receive SEPA payments, optionally checking cross-currency readiness.

## Facts

- Endpoint: POST https://api.strale.io/x402/v2/solutions/sepa-readiness
- Price: $0.324/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-15
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/strale-sepa-readiness-check-e67ece5b
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_pl6toR6kNPOSfHB_Voqoy

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability strale-sepa-readiness-check-e67ece5b -d '<json body>'
```

Example prompt: Can you check if IBAN DE89370400440532013000 and VAT number DE123456789 are ready for SEPA payments? The source currency is USD.

## When to prefer this

Use this endpoint when you need to pre-validate European bank account and business identity details before initiating a SEPA payment, especially when onboarding new vendors, running payroll, or handling cross-currency EU transfers. Prefer it over generic IBAN validators when you also need VAT-level business compliance checks and a tamper-evident audit trail.

## Known failure modes

- Invalid or malformed IBAN returns a validation error
- VAT number format mismatch for the detected country returns an error
- IBAN country not in SEPA zone returns a not-eligible status
- Unsupported or malformed ISO 4217 source currency code returns a bad request error
- Payment required (402) if USDC micropayment is not included or insufficient

## How this service works

The trust layer for AI agents — 250+ independently tested data capabilities across 27 countries. Execute capabilities via REST, MCP, A2A, or x402 micropayments. Every call returns an audit record with cryptographic chain hashing.

## Output

Returns a structured JSON object indicating whether the provided IBAN and business entity are SEPA-ready, including compliance signals, any blocking issues, currency conversion notes if a non-EUR source currency is supplied, and a cryptographic audit record with chain hash for traceability.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "$schema": "https://json-schema.org/draft/2020-12/schema",
 "required": [
  "input"
 ],
 "properties": {
  "input": {
   "type": "object",
   "required": [
    "type",
    "method",
    "bodyType",
    "body"
   ],
   "properties": {
    "body": {
     "type": "object",
     "required": [
      "iban",
      "vat_number"
     ],
     "properties": {
      "iban": {
       "type": "string"
      },
      "vat_number": {
       "type": "string"
      },
      "source_currency": {
       "type": "string",
       "description": "ISO 4217 currency code, omit if EUR"
      }
     }
    },
    "type": {
     "type": "string",
     "const": "http"
    },
    "method": {
     "enum": [
      "POST",
      "PUT",
      "PATCH"
     ],
     "type": "string"
    },
    "bodyType": {
     "enum": [
      "json",
      "form-data",
      "text"
     ],
     "type": "string"
    }
   },
   "additionalProperties": false
  }
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/strale-sepa-readiness-check-e67ece5b/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from api.strale.io](https://www.zero.xyz/host/api.strale.io/llms.txt)