# Stratalize CFPB Complaint Intelligence

> Stratalize CFPB Complaint Intelligence is a paid API for AI agents from www.stratalize.com, paid per call via x402, $0.02/call, status unknown (last checked 2026-09-14).

Returns CFPB consumer complaint rollups by company and product, including complaint volume, issue themes, and response rate trends.

## Facts

- Endpoint: GET https://www.stratalize.com/api/x402/cfpb-complaint-intelligence
- Price: $0.02/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-14
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/stratalize-cfpb-complaint-intelligence-05f2ac51
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_TO8tNkKoNLvupG9V5jojR

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability stratalize-cfpb-complaint-intelligence-05f2ac51
```

Example prompt: Pull the CFPB complaint rollup for Wells Fargo on their mortgage product — I want to see complaint volume, the main issue themes, and their response rate so I can benchmark them for a risk assessment.

## When to prefer this

Use this endpoint when conducting consumer finance risk assessment, M&A due diligence on financial institutions, or benchmarking a company's complaint volume and response rates against peers using CFPB data. Prefer this over manual CFPB database queries when you need structured, ML-signed rollups with issue themes already aggregated.

## Known failure modes

- Unknown company name returns empty result set or 404
- Invalid or unrecognized product category returns no data
- CFPB sync lag may mean very recent complaints are absent
- Missing required parameters returns 400 validation error
- Payment failure (insufficient USDC balance) returns 402

## How this service works

Stratalize — attested finance, legal, healthcare, and compliance intelligence. Signed, independently verifiable receipt on every call (trust.stratalize.com/verify). CFPB consumer complaint rollups by company and product — complaint volume, issue themes, and response rate trends. Source: CFPB Consumer Complaint Database synced data. Use when assessing consumer finance risk or benchmarking complaint volume against peers

## Output

A structured rollup of CFPB consumer complaints for the specified company and product, including total complaint volume, dominant issue themes (e.g. loan modification problems, billing disputes), response rate trends, and an ML-DSA-65 signed cryptographic receipt verifiable at trust.stratalize.com/verify.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "properties": {
  "product": {
   "type": "string",
   "description": "Request parameter: product"
  },
  "company_name": {
   "type": "string",
   "description": "Request parameter: company name"
  }
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/stratalize-cfpb-complaint-intelligence-05f2ac51/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from www.stratalize.com](https://www.zero.xyz/host/www.stratalize.com/llms.txt)