# Stratalize CRA Performance Ratings

> Stratalize CRA Performance Ratings is a paid API for AI agents from www.stratalize.com, paid per call via x402, $0.1/call, status unknown (last checked 2026-09-14).

Returns CRA examination rating history, rating trajectory, and exam cycle patterns for a specified depository institution, sourced from OCC, FDIC, and Federal Reserve public disclosures.

## Facts

- Endpoint: GET https://www.stratalize.com/api/x402/cra-performance-ratings
- Price: $0.1/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-14
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/stratalize-cra-performance-ratings-54d95783
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_E_KYrUdxH-Zt4ycrvVhVo

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability stratalize-cra-performance-ratings-54d95783
```

Example prompt: Can you pull the CRA examination rating history and rating trajectory for First National Bank of Omaha — I need to assess their compliance reputation before we finalize this vendor relationship?

## When to prefer this

Use this endpoint when conducting banking diligence, vendor risk assessments, or compliance reputation checks on depository institutions subject to CRA requirements. Prefer this over general web search when you need structured, authoritative, multi-regulator CRA rating history with cryptographic verifiability. Ideal for compliance agents, risk officers, and investment due diligence workflows.

## Known failure modes

- Institution name not found or ambiguous — no matching depository institution in the dataset
- Institution has no CRA examination history (e.g., credit unions or non-depository lenders not subject to CRA)
- Payment failure — 0.1 USDC x402 payment not completed or rejected
- Rate limiting or quota exceeded
- Cryptographic signing service unavailable, response cannot be verified

## How this service works

Stratalize — attested finance, legal, healthcare, and compliance intelligence. Signed, independently verifiable receipt on every call (trust.stratalize.com/verify). CRA examination rating history and assessment context for a specified depository institution, including rating trajectory and exam cycle patterns. Source: OCC, FDIC, and Federal Reserve Community Reinvestment Act public disclosures. Use when assessing compliance reputation risk in banking diligence or vendor selection

## Output

A structured response containing the institution's CRA examination rating history (e.g., Outstanding, Satisfactory, Needs to Improve), rating trajectory over time, exam cycle patterns, and assessment context drawn from OCC, FDIC, and Federal Reserve public disclosures. Each response is ML-DSA-65 cryptographically signed and independently verifiable at trust.stratalize.com/verify.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "properties": {
  "institution_name": {
   "type": "string",
   "description": "Request parameter: institution name"
  }
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/stratalize-cra-performance-ratings-54d95783/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from www.stratalize.com](https://www.zero.xyz/host/www.stratalize.com/llms.txt)