# TaxPulse 529 Check Lite

> TaxPulse 529 Check Lite is a paid API for AI agents from taxpulse.theaslangroupllc.com, paid per call via x402, $0.25/call, status unknown (last checked 2026-09-14).

Checks whether a 529 plan withdrawal or rollover qualifies under federal and state tax rules, flagging California non-conformity traps and limits

## Facts

- Endpoint: GET https://taxpulse.theaslangroupllc.com/api/tax/529-check-lite
- Price: $0.25/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-14
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/taxpulse-529-check-lite-2e035cd3
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_UV5UwLtQ82A3yVqpxrqO9

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability taxpulse-529-check-lite-2e035cd3
```

Example prompt: I'm thinking of withdrawing $15,000 from my 529 plan to pay for my kid's K-12 tuition — we're in California. Can you check if this is a qualified withdrawal or if California has any non-conformity traps I should know about?

## When to prefer this

Use this endpoint when you need a fast, citation-backed check on 529 plan withdrawal or rollover qualification — especially when California non-conformity traps are a concern (K-12, credentialing, Roth rollovers). Prefer this over generic tax APIs when you need state-specific 529 analysis grounded in actual statutory corpora (R&TC, FTB, OTA, NY Tax Law, NYCRR), not just federal rules.

## Known failure modes

- Missing required 'amount' or 'purpose' fields returns a 400 validation error
- Invalid 'purpose' enum value (not one of the defined options) causes rejection
- Roth rollover checks without 'account_age_years' or 'beneficiary_earned_income' may return incomplete or error responses
- State-specific analysis unavailable for states other than CA and NY (only partial results returned)
- Ambiguous amount strings (non-numeric) may fail parsing

## How this service works

529 withdrawal & rollover checker — LITE preview. Same deterministic engine as the full product: verdict + a one-line federal headline for THIS withdrawal (K-12 OBBBA cap, credentialing, SECURE 2.0 Roth rollover, student-loan cap, non-qualified) and a California-trap flag. Full federal/CA breakdown, all flags, and IRC/SECURE 2.0/OBBBA/FTB citations are in the full product. Deterministic, no LLM.

## Output

Returns a verdict (e.g. QUALIFIED_WITH_LIMITS, NONQUALIFIED, QUALIFIED), a boolean flag indicating whether a California non-conformity trap applies, and a plain-English federal headline summarizing the qualification status and any applicable caps or restrictions.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "required": [
  "amount",
  "purpose"
 ],
 "properties": {
  "state": {
   "type": "string",
   "description": "Your state — CA arms the non-conformity traps (K-12, credentialing, Roth rollovers)"
  },
  "amount": {
   "type": "string",
   "description": "Withdrawal/rollover amount, e.g. 15000"
  },
  "purpose": {
   "type": "string",
   "description": "college|k12|credentialing|roth_rollover|nonqualified|apprenticeship|student_loan"
  },
  "account_age_years": {
   "type": "string",
   "description": "roth_rollover: years the account has existed for this beneficiary (15 required)"
  },
  "beneficiary_earned_income": {
   "type": "string",
   "description": "roth_rollover: beneficiary earned income this year"
  }
 }
}
```

## Response schema (JSON Schema)

```json
{
 "type": "json",
 "example": {
  "verdict": "QUALIFIED_WITH_LIMITS",
  "california_trap": false,
  "federal_headline": "$20,000 qualifies (cap $20,000)."
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/taxpulse-529-check-lite-2e035cd3/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from taxpulse.theaslangroupllc.com](https://www.zero.xyz/host/taxpulse.theaslangroupllc.com/llms.txt)