# ToolOracle EU Stablecoin MiCA Compliance Pre-flight

> ToolOracle EU Stablecoin MiCA Compliance Pre-flight is a paid API for AI agents from tooloracle.io, paid per call via x402, $0.01/call, status unknown (last checked 2026-09-15).

Returns a MiCA compliance verdict (PASS/WARN/BLOCK) with grade A-F and live ESMA authorization status for a given stablecoin, supporting 40+ assets including USDC, USDT, EURC, RLUSD, DAI, FDUSD, and PYUSD.

## Facts

- Endpoint: POST https://tooloracle.io/v2/compliance_preflight
- Price: $0.01/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-15
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/tooloracle-io-780cf70a
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_Rr85FwjYNOMNjD9qjjX7j

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability tooloracle-io-780cf70a -d '<json body>'
```

Example prompt: Run a MiCA compliance pre-flight check on USDT — I need to know if it passes, what grade it gets, and its current ESMA authorization status before we list it on our EU exchange.

## When to prefer this

Use this endpoint when you need a structured, graded MiCA compliance verdict for a specific stablecoin before listing, onboarding, or transacting — especially for EU CASPs, exchanges, payment processors, or e-money institutions facing the July 2026 CASP deadline. Prefer this over generic legal research tools when you need a machine-readable PASS/WARN/BLOCK signal with live ESMA authorization data for automated compliance workflows.

## Known failure modes

- Unsupported stablecoin ticker returns 404 or unknown asset error
- ESMA live data unavailable causes degraded response with cached status
- Invalid request payload returns 400 bad request
- Payment not included or insufficient triggers 402 Payment Required
- Rate limiting may return 429 if too many rapid calls
- Regulatory data lag may cause stale ESMA status on recently authorized assets

## How this service works

EU stablecoin compliance check + regulatory due diligence — MiCA pre-flight verdict (PASS/WARN/BLOCK) with grade A-F and a signed MiCA status evidence snapshot (source and as-of metadata). Supports USDC, USDT, EURC, RLUSD, DAI, FDUSD, PYUSD and 40+ stablecoins. Required EU regulatory due diligence for CASPs, exchanges, payment processors, e-money institutions, fintech agents. MiCA / DORA / AMLR. BaFin / ESMA / AMF / FINMA / CySEC aligned. July 2026 CASP deadline.

## Output

Returns a structured verdict of PASS, WARN, or BLOCK, a letter grade from A to F reflecting overall MiCA readiness, live ESMA authorization status, per-article flag breakdowns across MiCA Title III (EMT) and Title IV (ART), and a regulatory risk summary aligned with BaFin, ESMA, AMF, FINMA, and CySEC frameworks.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "$schema": "https://json-schema.org/draft/2020-12/schema",
 "required": [
  "input"
 ],
 "properties": {
  "input": {
   "type": "object",
   "required": [
    "type",
    "method",
    "bodyType",
    "body"
   ],
   "properties": {
    "body": {
     "properties": {}
    },
    "type": {
     "type": "string",
     "const": "http"
    },
    "method": {
     "enum": [
      "POST"
     ],
     "type": "string"
    },
    "bodyType": {
     "enum": [
      "json",
      "form-data",
      "text"
     ],
     "type": "string"
    }
   },
   "additionalProperties": false
  },
  "output": {
   "type": "object",
   "required": [
    "type"
   ],
   "properties": {
    "type": {
     "type": "string"
    },
    "example": {
     "type": "object"
    }
   }
  }
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/tooloracle-io-780cf70a/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from tooloracle.io](https://www.zero.xyz/host/tooloracle.io/llms.txt)