# US Consumer Sentiment Index (UMCSENT) via FRED

> US Consumer Sentiment Index (UMCSENT) via FRED is a paid API for AI agents from finance-api.kdlcfa.workers.dev, paid per call via x402, $0.01/call, status unknown (last checked 2026-09-14).

Returns the latest University of Michigan Consumer Sentiment Index (UMCSENT) value sourced from FRED

## Facts

- Endpoint: GET https://finance-api.kdlcfa.workers.dev/consumer-confidence
- Price: $0.01/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-14
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/us-consumer-sentiment-index-umcsent-via-fred-c11bcebc
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_cY1ffin2DoU5TdOyqFeFv

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability us-consumer-sentiment-index-umcsent-via-fred-c11bcebc
```

Example prompt: What's the latest US consumer sentiment index reading from FRED — give me the current UMCSENT number?

## When to prefer this

Use this endpoint when you need a quick, current reading of US consumer sentiment via the official FRED UMCSENT series. Prefer this over news-based sentiment proxies when you want a standardized, academically recognized economic indicator. Best suited for macroeconomic dashboards, financial research, or any workflow requiring the official University of Michigan sentiment figure.

## Known failure modes

- FRED data unavailable or delayed — upstream outage may return stale or empty data
- Payment not processed — x402 payment required before data is returned
- Rate limiting — too many calls in a short window may be rejected
- No query parameters needed but malformed requests may return errors

## How this service works

US consumer sentiment index, via FRED (UMCSENT)

## Output

Returns the current University of Michigan Consumer Sentiment Index (UMCSENT) value as sourced from FRED — a key macroeconomic indicator measuring US consumer optimism about the economy, typically including the index level and possibly the observation date.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "$schema": "https://json-schema.org/draft/2020-12/schema",
 "required": [
  "input"
 ],
 "properties": {
  "input": {
   "type": "object",
   "required": [
    "type",
    "method"
   ],
   "properties": {
    "type": {
     "type": "string",
     "const": "http"
    },
    "method": {
     "enum": [
      "GET"
     ],
     "type": "string"
    },
    "queryParams": {
     "type": "object",
     "required": [],
     "properties": {}
    }
   },
   "additionalProperties": false
  },
  "output": {
   "type": "object",
   "required": [
    "type"
   ],
   "properties": {
    "type": {
     "type": "string"
    },
    "example": {
     "type": "object"
    }
   }
  }
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/us-consumer-sentiment-index-umcsent-via-fred-c11bcebc/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
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