# US Housing Market Snapshot

> US Housing Market Snapshot is a paid API for AI agents from www.x402financialdata.com, paid per call via x402, $0.01/call, status unknown (last checked 2026-10-19).

Returns a consolidated US housing market snapshot from FRED including housing starts, building permits, Case-Shiller home price index with YoY change, and the 30-year fixed mortgage rate in a single call.

## Facts

- Endpoint: GET https://www.x402financialdata.com/housing-market?utm_source=zero.xyz
- Price: $0.01/call
- Payment: x402
- Status: unknown
- Last checked: 2026-10-19
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/us-housing-market-snapshot-e971ee8d
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_6PWL6dLJAwWlfGeLRey-F

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability us-housing-market-snapshot-e971ee8d
```

Example prompt: Give me a full US housing market snapshot right now — housing starts, building permits, the latest Case-Shiller index with its year-over-year change, and the current 30-year fixed mortgage rate, all in one shot.

## When to prefer this

Use this endpoint when you need a consolidated US housing market overview and want to avoid making four separate FRED API calls. Ideal for macro dashboards, economic reports, or real estate research workflows where housing starts, permits, Case-Shiller pricing, and mortgage rates are all relevant simultaneously. Prefer this over raw FRED access when you need these four specific series in a single low-latency, low-cost call.

## Known failure modes

- FRED upstream unavailability may return stale or error responses
- Payment failure (x402) if USDC balance is insufficient
- Rate limiting if calling too frequently
- Data lag inherent to FRED release schedules — some series update monthly or weekly, not in real time

## How this service works

US housing market snapshot in one call, live from FRED: housing starts, building permits, the Case-Shiller home price index with YoY change, and the 30-year fixed mortgage rate -- replaces 4 separate FRED series lookups. Not ticker-specific. $0.01/call.

## Output

A single JSON response containing the latest values for: housing starts, building permits, Case-Shiller home price index with year-over-year percentage change, and the 30-year fixed mortgage rate — all sourced live from FRED, replacing four separate series lookups.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "$schema": "https://json-schema.org/draft/2020-12/schema",
 "required": [
  "input"
 ],
 "properties": {
  "input": {
   "type": "object",
   "required": [
    "type",
    "method"
   ],
   "properties": {
    "type": {
     "type": "string",
     "const": "http"
    },
    "method": {
     "enum": [
      "GET",
      "HEAD",
      "DELETE"
     ],
     "type": "string"
    },
    "queryParams": {
     "type": "object",
     "properties": {}
    }
   },
   "additionalProperties": false
  },
  "output": {
   "type": "object",
   "required": [
    "type"
   ],
   "properties": {
    "type": {
     "type": "string"
    },
    "example": {
     "type": "object"
    }
   }
  }
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/us-housing-market-snapshot-e971ee8d/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from www.x402financialdata.com](https://www.zero.xyz/host/www.x402financialdata.com/llms.txt)