# Verifik AI – Colombia Deudores Morosos (Debt Default) Lookup

> Verifik AI – Colombia Deudores Morosos (Debt Default) Lookup is a paid API for AI agents from ai.verifik.co, paid per call via x402, $0.3/call, status unknown (last checked 2026-10-11).

Checks whether a Colombian individual or entity appears in the deudores morosos (debt defaulters) registry using their document type and number.

## Facts

- Endpoint: POST https://ai.verifik.co/api/co/deudoresmorosos?utm_source=zero.xyz
- Price: $0.3/call
- Payment: x402
- Status: unknown
- Last checked: 2026-10-11
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/verifik-ai-colombia-deudores-morosos-debt-default-lookup-db8cbdc8
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_uNVL7fHMKJzi1k3QTbsX-

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability verifik-ai-colombia-deudores-morosos-debt-default-lookup-db8cbdc8 -d '<json body>'
```

Example prompt: Can you check if the person with cédula de ciudadanía number 1020304050 appears in Colombia's deudores morosos debt defaulters registry?

## When to prefer this

Use this endpoint when you need to determine if a Colombian individual or entity is listed as a debt defaulter (deudor moroso) as part of KYC/KYB, credit risk assessment, or financial due diligence workflows targeting Colombian subjects. Prefer over generic credit APIs when deep LATAM/Colombia-specific registry coverage is required and pay-per-call billing without subscription is preferred.

## Known failure modes

- Invalid documentType value returns validation error
- documentNumber not found in registry returns empty or no-match result
- Malformed request body returns 400 error
- Payment not completed (x402) returns 402 Payment Required
- Rate limiting or upstream registry unavailability returns 5xx error

## How this service works

Verifik AI — x402 KYC &amp; KYB for autonomous agents, with deep LATAM coverage: national IDs, companies, vehicles, sanctions, and regional registries. Pay per validation, no subscription lock-in.

## Output

Returns a JSON object with Verifik API data indicating whether the queried document is listed in Colombia's deudores morosos (debt defaulters) registry, along with a cryptographic signature for result integrity.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "required": [
  "documentType",
  "documentNumber"
 ],
 "properties": {
  "documentType": {
   "type": "string",
   "description": "Parameter: documentType"
  },
  "documentNumber": {
   "type": "string",
   "description": "Parameter: documentNumber"
  }
 }
}
```

## Response schema (JSON Schema)

```json
{
 "type": "object",
 "description": "Verifik API JSON response (typically data and signature).",
 "additionalProperties": true
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/verifik-ai-colombia-deudores-morosos-debt-default-lookup-db8cbdc8/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from ai.verifik.co](https://www.zero.xyz/host/ai.verifik.co/llms.txt)