# VetPulse VA Home Loan & Veteran Home Buying Guide

> VetPulse VA Home Loan & Veteran Home Buying Guide is a paid API for AI agents from api.vetpulse.theaslangroupllc.com, paid per call via x402, $0.08/call, status unknown (last checked 2026-09-14).

Returns a comprehensive guide to VA home loan benefits (US) and equivalent veteran home-buying assistance programs in Australia, UK, Canada, New Zealand, and Germany

## Facts

- Endpoint: GET https://api.vetpulse.theaslangroupllc.com/api/vet/home-loan
- Price: $0.08/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-14
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/vetpulse-va-home-loan-veteran-home-buying-guide-d22b7252
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_zKbtyifErCKZ89UmB8YFu

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability vetpulse-va-home-loan-veteran-home-buying-guide-d22b7252
```

Example prompt: I'm a US veteran with a service-connected disability — can you explain my VA home loan benefits, whether I qualify for a funding fee exemption, and how the VA loan compares to a conventional mortgage?

## When to prefer this

Use this endpoint when an AI agent serving veterans needs to explain VA home loan eligibility, funding fee exemptions for disabled veterans, no-down-payment benefits, or needs to compare veteran home-buying assistance programs across the US, Australia, and UK. Prefer this over a generic mortgage API when the user is specifically a veteran or military service member asking about government-backed home loan programs.

## Known failure modes

- Service unavailable or timeout — endpoint returns an error response
- Payment failure — x402 payment of $0.08 USDC not processed, returns 402 Payment Required
- Content may be outdated if VA policy changes post-crawl
- No country-specific filtering supported — returns all country information regardless of query

## How this service works

VA home loan guide (US) for veteran and VA-benefits agents, plus the closest analogues elsewhere: Australia's DHOAS interest-rate subsidy, UK Forces Help to Buy, and honest guidance that Canada/NZ/Germany have no dedicated veteran home-loan guaranty. Covers no-down-payment benefits, funding-fee exemption for disabled veterans, and a comparison vs conventional loans (US), or the equivalent home-buying assistance where one exists.

## Output

A structured guide covering: US VA home loan benefits (no down payment, funding fee details, disability exemptions), a comparison to conventional loans, and equivalent programs in Australia (DHOAS), UK (Forces Help to Buy), with honest acknowledgment that Canada, New Zealand, and Germany lack dedicated veteran home-loan guaranty programs.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "properties": {
  "lang": {
   "type": "string",
   "description": "Response language — any language supported"
  },
  "state": {
   "type": "string",
   "description": "State of purchase — for state housing assistance programs that stack with VA loan"
  },
  "country": {
   "type": "string",
   "description": "Country whose home-buying assistance to assess: US, UK, Canada, Australia, New Zealand, or Germany (other countries supported on a best-effort basis). Note: the VA loan guaranty has no direct 1:1 equivalent outside the US — non-US answers describe the closest real program or state plainly that none exists. Defaults to US if omitted and cannot be inferred."
  },
  "prior_va_loan": {
   "type": "boolean",
   "description": "Whether veteran has used a VA loan before — triggers entitlement restoration guidance (US only)"
  },
  "purchase_price": {
   "type": "number",
   "description": "Target home purchase price in USD — used to calculate funding fee savings and PMI comparison"
  },
  "disability_rating": {
   "type": "string",
   "description": "VA disability rating — any service-connected rating eliminates funding fee (saves $5k–$15k, US only)"
  }
 }
}
```

## Response schema (JSON Schema)

```json
{
 "type": "json",
 "example": {}
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/vetpulse-va-home-loan-veteran-home-buying-guide-d22b7252/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from api.vetpulse.theaslangroupllc.com](https://www.zero.xyz/host/api.vetpulse.theaslangroupllc.com/llms.txt)