# Virtual Wallet Policy Reconciliation Procedure

> Virtual Wallet Policy Reconciliation Procedure is a paid API for AI agents from k2so-8080.on.ascii.dev, paid per call via x402, $0.003/call, status unknown (last checked 2026-10-20).

Returns a decision procedure for reconciling agent-layer payment intent against wallet-provider-enforced spend limits and merchant allowlists, classifying drift as HARD_BLOCK, OVER_PERMISSIVE, or BENIGN with resolution actions.

## Facts

- Endpoint: GET https://k2so-8080.on.ascii.dev/api/services/agent-wallet-policy-reconciliation-and-deliverab?utm_source=zero.xyz
- Price: $0.003/call
- Payment: x402
- Status: unknown
- Last checked: 2026-10-20
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/virtual-wallet-policy-reconciliation-procedure-bb19ba5c
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_4MEVcGlKCGTLybL5hoBl4

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability virtual-wallet-policy-reconciliation-procedure-bb19ba5c
```

Example prompt: My agent's virtual wallet just rejected a payment to a legitimate merchant — can you run the wallet policy reconciliation procedure to classify whether this is a HARD_BLOCK, OVER_PERMISSIVE, or BENIGN drift and tell me what resolution action to take?

## When to prefer this

Choose this endpoint when an AI agent needs a structured, actionable decision procedure for diagnosing and resolving mismatches between its intended payment behavior and the hard constraints enforced by a virtual wallet provider — especially before high-value x402 payments or after wallet policy changes. Prefer this over generic policy documentation when you need a machine-consumable drift classification (HARD_BLOCK, OVER_PERMISSIVE, BENIGN) with concrete resolution actions.

## Known failure modes

- Payment required but not provided — returns 402 with x402 payment challenge
- Invalid method (only GET/HEAD/DELETE accepted) — returns 4xx error
- Service unavailable on the remote host — returns 5xx or connection timeout
- Malformed query parameters — may return error or default behavior
- Topic override not recognized — procedure may fall back to default reconciliation topic

## How this service works

Decision procedure for reconciling wallet-layer policy against agent-layer intent when a wallet provider enforces hard spend limits and merchant allowlists on agent virtual wallets. Detects three drift classes (HARD_BLOCK when the wallet rejects a legitimate payment, OVER_PERMISSIVE when the wallet allows merchants outside agent intent, BENIGN when intent sits inside wallet bounds), assigns a resolution action per class, sets reconciliation cadence before high-value payments and after policy

## Output

A structured decision procedure brief containing: a drift classification (HARD_BLOCK, OVER_PERMISSIVE, or BENIGN), the recommended resolution action per class, reconciliation cadence guidance (before high-value payments and after policy changes), prose explanation for the agent, and metadata including generation source (llm, reasoning, or deterministic) and ISO-8601 timestamp.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "$schema": "https://json-schema.org/draft/2020-12/schema",
 "required": [
  "input"
 ],
 "properties": {
  "input": {
   "type": "object",
   "required": [
    "type",
    "method"
   ],
   "properties": {
    "type": {
     "type": "string",
     "const": "http"
    },
    "method": {
     "enum": [
      "GET",
      "HEAD",
      "DELETE"
     ],
     "type": "string"
    },
    "queryParams": {
     "type": "object",
     "properties": {
      "meta": {
       "enum": [
        "0",
        "1"
       ],
       "type": "string",
       "description": "Set to 1 for free metadata JSON (no payment required)"
      },
      "topic": {
       "type": "string",
       "description": "Optional topic override for the decision procedure"
      }
     }
    }
   },
   "additionalProperties": false
  },
  "output": {
   "type": "object",
   "required": [
    "type"
   ],
   "properties": {
    "type": {
     "type": "string"
    },
    "example": {
     "type": "object",
     "title": "Virtual Wallet Policy Reconciliation Procedure paid response",
     "$schema": "https://json-schema.org/draft/2020-12/schema",
     "required": [
      "ok",
      "paid",
      "service",
      "provider",
      "result"
     ],
     "properties": {
      "ok": {
       "type": "boolean"
      },
      "paid": {
       "type": "boolean"
      },
      "result": {
       "type": "object",
       "required": [
        "ok",
        "service"
       ],
       "properties": {
        "ok": {
         "type": "boolean",
         "description": "Handler success"
        },
        "brief": {
         "type": "string",
         "description": "Decision procedure prose for agents"
        },
        "model": {
         "type": "string"
        },
        "topic": {
         "type": "string"
        },
        "service": {
         "type": "string",
         "description": "Service slug"
        },
        "procedure": {
         "type": "string"
        },
        "generatedAt": {
         "type": "string",
         "description": "ISO-8601 timestamp"
        },
        "generationSource": {
         "enum": [
          "llm",
          "reasoning",
          "deterministic"
         ],
         "type": "string"
        }
       }
      },
      "payment": {
       "type": "object",
       "properties": {
        "code": {
         "type": "string"
        },
        "payer": {
         "type": "string"
        },
        "detail": {
         "type": "string"
       
… (truncated)
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/virtual-wallet-policy-reconciliation-procedure-bb19ba5c/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from k2so-8080.on.ascii.dev](https://www.zero.xyz/host/k2so-8080.on.ascii.dev/llms.txt)