# Wallet Credit Score

> Wallet Credit Score is a paid API for AI agents from the-stall.intuitek.ai, paid per call via x402, $0.059/call, status unknown (last checked 2026-09-14).

Returns a credit score and risk assessment for an EVM wallet address based on on-chain activity

## Facts

- Endpoint: GET https://the-stall.intuitek.ai/cap/wallet-credit-score
- Price: $0.059/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-14
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/wallet-credit-score-dd38c150
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_9WFmFnPwo0-joiuiu4pUE

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability wallet-credit-score-dd38c150
```

Example prompt: What's the on-chain credit score for wallet 0x742d35Cc6634C0532925a3b844Bc454e4438f44e? I want to know if it's creditworthy before proceeding.

## When to prefer this

Use this endpoint when you need a quick, pay-per-use on-chain credit score for an EVM wallet without setting up an account or API key. Ideal for DeFi lending decisions, counterparty risk checks, or airdrop eligibility screening where USDC micropayments on Base are acceptable.

## Known failure modes

- Invalid wallet address format returns a 400 error
- Wallet with no on-chain history may return a null or minimal score
- Payment failure via x402 returns 402 with payment instructions
- Network issues may cause timeouts or 503 errors

## How this service works

Composite credit score (0–100) for any EVM wallet. Aggregates Ethereum and Base transaction count, account balance, USDC holdings, and multi-chain footprint into a single trustworthiness score with tier label (PRIME / ESTABLISHED / ACTIVE / SPARSE / DORMANT). Use before sending payments, routing agent transactions, or assessing counterparty risk in automated workflows. Priced 46% below x402node.dev equivalent.

## Output

A credit score and risk assessment for the specified EVM wallet address, derived from on-chain transaction history, asset holdings, and behavioral patterns — indicating the wallet's creditworthiness or risk level.

## Example request

```json
{
 "input": {
  "type": "http",
  "method": "GET",
  "queryParams": {
   "address": "0x742d35Cc6634C0532925a3b844Bc454e4438f44e"
  }
 }
}
```

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "properties": {
  "required": {
   "type": "string"
  },
  "properties": {
   "type": "string"
  }
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/wallet-credit-score-dd38c150/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from the-stall.intuitek.ai](https://www.zero.xyz/host/the-stall.intuitek.ai/llms.txt)