# WealthPulse Card-Benefit Claim Pack

> WealthPulse Card-Benefit Claim Pack is a paid API for AI agents from wealthpulse-phi.vercel.app, paid per call via x402, $2/call, status unknown (last checked 2026-09-15).

Checks whether a credit card benefit covers a specific claim and generates a complete filing kit including administrator steps, a cover note, evidence checklist, denial counters, and deadline calendar.

## Facts

- Endpoint: GET https://wealthpulse-phi.vercel.app/api/wealth/card-benefit-pack
- Price: $2/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-15
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/wealthpulse-card-benefit-claim-pack-65673378
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_aezPOFaWsMKuMxCR-FiQw

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability wealthpulse-card-benefit-claim-pack-65673378
```

Example prompt: My United Explorer card's trip was delayed 6 hours yesterday — can you check if my card's travel delay benefit covers this and put together the full claim filing kit with the cover letter, evidence checklist, and any deadlines I need to hit?

## When to prefer this

Use this endpoint when a user needs both (1) a verification that their specific credit card benefit applies to their situation AND (2) an actionable, ready-to-submit claim filing kit — particularly when they need denial counters or deadline tracking. Prefer this over generic financial advice endpoints when the user has a concrete, active claim event and wants to take immediate filing action.

## Known failure modes

- Expired notification window: returns no-pack with explanation that the filing deadline has passed
- Uncovered card: returns no-pack indicating the specific card type does not carry this benefit
- Unmet conditions: returns no-pack detailing which eligibility conditions were not satisfied
- Insufficient claim details provided: may return an incomplete or generic pack
- Ambiguous benefit type: may require clarification on which specific card benefit applies

## How this service works

Card-benefit CLAIM PACK: issuer-verified coverage check plus the complete filing kit — administrator steps, citation-locked cover note, evidence checklist, denial counters, deadline calendar. Honest-no: no pack sold on expired notify windows, uncovered cards, or unmet conditions.

## Output

Returns an issuer-verified coverage determination (yes/no/conditions-not-met) plus a complete claim filing kit containing administrator steps, a citation-backed cover note, an evidence checklist of required documents, pre-written denial counter arguments, and a deadline calendar — or an honest rejection if the notification window has expired, the card is uncovered, or eligibility conditions are unmet.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "required": [
  "card",
  "issuer",
  "benefit"
 ],
 "properties": {
  "card": {
   "type": "string",
   "description": "Card slug"
  },
  "issuer": {
   "type": "string",
   "description": "Card issuer slug"
  },
  "benefit": {
   "type": "string",
   "description": "extended_warranty | purchase_protection | trip_delay | cell_phone | return_protection"
  },
  "item_price": {
   "type": "string",
   "description": "Item price"
  },
  "incident_date": {
   "type": "string",
   "description": "Incident date YYYY-MM-DD"
  },
  "purchase_date": {
   "type": "string",
   "description": "Purchase date YYYY-MM-DD"
  },
  "item_description": {
   "type": "string",
   "description": "What the item/trip is (for the cover note)"
  }
 }
}
```

## Response schema (JSON Schema)

```json
{
 "type": "json",
 "example": {}
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/wealthpulse-card-benefit-claim-pack-65673378/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from wealthpulse-phi.vercel.app](https://www.zero.xyz/host/wealthpulse-phi.vercel.app/llms.txt)