# WealthPulse Card Benefit Coverage Checker

> WealthPulse Card Benefit Coverage Checker is a paid API for AI agents from wealthpulse.theaslangroupllc.com, paid per call via x402, $0.05/call, status unknown (last checked 2026-09-16).

Checks which credit card benefits (extended warranty, purchase protection, trip delay, cell phone, return protection) apply to a given card and situation, using issuer-verified benefit guides with exact caps, deductibles, and filing deadlines.

## Facts

- Endpoint: GET https://wealthpulse.theaslangroupllc.com/api/wealth/card-benefit
- Price: $0.05/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-16
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/wealthpulse-card-benefit-coverage-checker-b6e8c950
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_z3hwcAqD6sUaRQlsAJkQy

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability wealthpulse-card-benefit-coverage-checker-b6e8c950
```

Example prompt: My Chase Sapphire Preferred card was used to buy a $900 laptop two months ago and it just broke — does my card's extended warranty or purchase protection benefit cover this, and what's the filing deadline I need to beat?

## When to prefer this

Use this endpoint when you need deterministic, issuer-verified credit card benefit coverage facts — not LLM-generated guesses. Ideal when a user needs to know whether a specific benefit applies to their card, what the exact cap and deductible are, and critically what filing deadline they must meet. Preferred over general financial QA endpoints because it uses actual published benefit guides and explicitly handles negative cases (Discover, gutted cards).

## Known failure modes

- Card issuer not in supported set (only Chase, Amex, Capital One, Citi, HSBC, Amex UK, RBC CA supported) — returns not-covered/negative fact
- Card has gutted/removed benefits — returns explicit negative coverage fact
- Missing required parameters (card or benefit type) — returns 400 error
- Payment not received — returns 402 Payment Required
- Benefit type not applicable to specified issuer — returns no-coverage result

## How this service works

Credit-card benefit coverage check — extended warranty, purchase protection, trip delay, cell phone, return protection — against ISSUER-verified published benefit guides (Chase, Amex, Capital One, Citi, HSBC, Amex UK, RBC CA + negative facts for Discover/gutted cards). Caps, deductibles, eligibility windows, and the filing deadlines that kill late claims, computed. No LLM.

## Output

Returns issuer-verified benefit coverage details including which benefits apply, coverage caps, deductibles, eligibility windows, and the exact filing deadlines for the specified card and claim type — sourced from published benefit guides with no LLM inference.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "required": [
  "card",
  "issuer",
  "benefit"
 ],
 "properties": {
  "card": {
   "type": "string",
   "description": "Card slug (e.g. sapphire-reserve, platinum, venture-x)"
  },
  "issuer": {
   "type": "string",
   "description": "Card issuer slug (chase, amex, capital-one, citi, hsbc, discover, amex-uk, rbc)"
  },
  "benefit": {
   "type": "string",
   "description": "extended_warranty | purchase_protection | trip_delay | cell_phone | return_protection"
  },
  "item_price": {
   "type": "string",
   "description": "Item price — recoverable estimate computed from this"
  },
  "incident_date": {
   "type": "string",
   "description": "Damage/theft/delay date YYYY-MM-DD — deadline math runs from this"
  },
  "purchase_date": {
   "type": "string",
   "description": "Item/ticket purchase date YYYY-MM-DD"
  }
 }
}
```

## Response schema (JSON Schema)

```json
{
 "type": "json",
 "example": {}
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/wealthpulse-card-benefit-coverage-checker-b6e8c950/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from wealthpulse.theaslangroupllc.com](https://www.zero.xyz/host/wealthpulse.theaslangroupllc.com/llms.txt)