# WealthPulse Trump Account (IRC §530A) Eligibility & Strategy

> WealthPulse Trump Account (IRC §530A) Eligibility & Strategy is a paid API for AI agents from wealthpulse-phi.vercel.app, paid per call via x402, $0.15/call, status unknown (last checked 2026-09-13).

Checks a child's eligibility for the Trump Account (IRC §530A) and the $1,000 pilot deposit, and returns filing instructions, scam warnings, and regulatory status grounded in live federal data.

## Facts

- Endpoint: GET https://wealthpulse-phi.vercel.app/api/wealth/trump-account
- Price: $0.15/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-13
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/wealthpulse-trump-account-irc-530a-eligibility-strategy-c87f61c3
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_XUN334BAMEtjHI9LRnx_7

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability wealthpulse-trump-account-irc-530a-eligibility-strategy-c87f61c3
```

Example prompt: My daughter was born in 2026, she's a US citizen with a work-valid SSN and we have no prior election on file — can you check if she qualifies for a Trump Account and the $1,000 pilot deposit, and tell me exactly how to file Form 4547?

## When to prefer this

Use this endpoint when a user needs to determine whether their child qualifies for the Trump Account (IRC §530A) and/or the associated $1,000 pilot deposit, and wants actionable IRS filing guidance with legal citations. Prefer this over generic financial advice endpoints when the query is specifically about §530A eligibility, Form 4547, the 2025-2028 birth window, or pilot deposit rules.

## Known failure modes

- Missing or invalid SSN status input results in incomplete eligibility determination
- Birth year outside evaluated range may produce ambiguous pilot eligibility
- Proposed regulations status may lag real IRS announcements if data is not refreshed
- x402 payment failure (insufficient USDC balance or wrong network) blocks the call entirely
- IRS form URLs may become stale if IRS restructures its PDF hosting

## How this service works

Is my child eligible for the $1,000 Trump Account pilot? Trump Account vs 529? Contribution limits, rules & enrollment — verified against IRC §530A, IRS Notice 2025-68 & Rev. Proc. 2026-25. For financial-planning and tax agents.

## Output

Returns a detailed eligibility determination for both the Trump Account (IRC §530A) and the $1,000 pilot deposit, including reasons for eligibility/ineligibility, the child's computed age at close of election year, Form 4547 filing paths with IRS PDF links, next-step instructions, proposed-regulations hearing status, official scam warnings identifying legitimate Treasury contact addresses, and statutory citations for each claim.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "$schema": "https://json-schema.org/draft/2020-12/schema",
 "required": [
  "input"
 ],
 "properties": {
  "input": {
   "type": "object",
   "required": [
    "type",
    "method"
   ],
   "properties": {
    "type": {
     "type": "string",
     "const": "http"
    },
    "method": {
     "enum": [
      "GET",
      "HEAD",
      "DELETE"
     ],
     "type": "string"
    },
    "queryParams": {
     "type": "object",
     "properties": {
      "goal": {
       "type": "string",
       "description": "education (action=strategy; education | general | retirement, default: general)"
      },
      "lang": {
       "type": "string",
       "description": "en | es | fr | de | zh | pt | hi | ar"
      },
      "topic": {
       "type": "string",
       "description": "contributions (action=rules, optional; contributions | investments | distributions | tax | enrollment)"
      },
      "action": {
       "type": "string",
       "description": "eligibility | strategy | rules (default: rules)"
      },
      "has_ssn": {
       "type": "string",
       "description": "yes (action=eligibility; does the child have a Social Security Number)"
      },
      "child_age": {
       "type": "string",
       "description": "3 (action=strategy; child's current age)"
      },
      "birth_date": {
       "type": "string",
       "description": "2026-03-15 (alternative to birth_year for action=eligibility)"
      },
      "birth_year": {
       "type": "string",
       "description": "required for action=eligibility unless birth_date given; the child's birth year"
      },
      "us_citizen": {
       "type": "string",
       "description": "yes (action=eligibility; is the child a US citizen — required for the $1,000 pilot, NOT for the account itself)"
      },
      "budget_yearly": {
       "type": "string",
       "description": "2500 (action=strategy; how much you can contribute per year, USD)"
      },
      "prior_election": {
       "type": "string",
       "description": "no (action=eligibility; has an account already been elected for this child)"
      },
      "ssn_work_valid": {
       "type": "string",
       "description": "yes (action=eligibility; is that SSN valid for employment, issued before election)"
      },
      "employer_program": {
       "type": "string",
       "description": "no (action=strategy; does an employer offer a Trump Account matching program)"
      }
     }
    }
   },
   "additionalProperties": false
  },
  "out
… (truncated)
```

## Response schema (JSON Schema)

```json
{
 "type": "json",
 "example": {
  "citations": [
   {
    "claim": "Account eligibility, no citizenship requirement",
    "source": "26 USC §530A(b)(2)"
   },
   {
    "claim": "$1,000 pilot citizenship requirement",
    "source": "26 USC §6434"
   }
  ],
  "disclaimer": "For educational information only. Not tax, legal, or investment advice.",
  "next_steps": [
   "File Form 4547 to open the account and claim the $1,000 pilot",
   "Use the IRS Individual Online Account or form.trumpaccounts.gov"
  ],
  "amazon_link": "https://www.amazon.com/s?k=custodial+accounts+for+kids&tag=pulsenetwork7-20",
  "eligibility": {
   "has_ssn": "yes",
   "birth_year": 2026,
   "us_citizen": "yes",
   "pilot_eligible": "eligible",
   "ssn_work_valid": "yes",
   "account_eligible": "eligible",
   "pilot_birth_window": true,
   "election_year_assumed": 2026,
   "pilot_eligible_reasons": [
    "Born 2026 (within the 2025-2028 window), US citizen, work-valid SSN."
   ],
   "prior_election_on_file": "no",
   "account_eligible_reasons": [
    "Child will be 0 at close of 2026 (under 18) with a work-valid SSN and no prior election."
   ],
   "age_at_close_of_election_year": 0
  },
  "explanation": "This child qualifies for both the Trump Account itself and the $1,000 pilot deposit.",
  "scam_warning": "Official Treasury notifications only come from no-reply@TrumpAccounts.Treasury.gov. Enrollment is free.",
  "amazon_search": "custodial accounts for kids",
  "form_4547_paths": [
   {
    "url": "https://www.irs.gov/pub/irs-pdf/f4547.pdf",
    "detail": "Include Form 4547 with your Form 1040",
    "method": "File with your tax return"
   }
  ],
  "proposed_regs_status": "Proposed regs pending; hearing scheduled 2026-07-16. Current guidance as of the response date."
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/wealthpulse-trump-account-irc-530a-eligibility-strategy-c87f61c3/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from wealthpulse-phi.vercel.app](https://www.zero.xyz/host/wealthpulse-phi.vercel.app/llms.txt)