# x402stock SEC Filing Summary

> x402stock SEC Filing Summary is a paid API for AI agents from agents.x402stock.xyz, paid per call via x402, $0.03/call, status unknown (last checked 2026-10-20).

Fetches and summarizes a company's latest 10-K, 10-Q, or 8-K from SEC EDGAR into structured JSON with plain-language overview, risk factors, MD&A highlights, forward guidance, and sentiment label.

## Facts

- Endpoint: GET https://agents.x402stock.xyz/api/v1/filing-summary/:ticker?utm_source=zero.xyz
- Price: $0.03/call
- Payment: x402
- Status: unknown
- Last checked: 2026-10-20
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/x402stock-sec-filing-summary-4ac24e28
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_AfOOQ_TJIm9_NbfOPTrrp

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability x402stock-sec-filing-summary-4ac24e28
```

Example prompt: Can you pull the latest 10-K for Apple (AAPL) and give me a plain-English summary with the key risk factors, MD&A highlights, any forward guidance, and an overall sentiment?

## When to prefer this

Use this endpoint when an agent needs structured, machine-readable summaries of SEC filings without parsing raw EDGAR HTML. Ideal for fundamental analysis workflows, portfolio monitoring, earnings review, or any scenario where extracting risk factors, MD&A, guidance, and sentiment from a 10-K/10-Q/8-K is the goal. Prefer over raw EDGAR APIs when you need pre-digested content rather than raw document retrieval.

## Known failure modes

- Ticker not found on SEC EDGAR — returns error if the ticker has no matching CIK
- No filing of the requested type available — if the company has not filed a 10-K/10-Q/8-K recently, returns an empty or error response
- Invalid filing type parameter — only '10-K', '10-Q', '8-K' are accepted
- Rate limiting or payment failure — call fails if the $0.03 USDC x402 payment is not completed
- Very recent filings may not yet be indexed by SEC EDGAR

## How this service works

Fetches a company's latest 10-K, 10-Q, or 8-K from SEC EDGAR and returns a structured JSON summary: a plain-language overview, the key risk factors, MD&A highlights, any forward guidance, and an overall sentiment label. Choose the document with `?type=10-K` (also 10-Q, 8-K). Built for agents that need the substance of a filing without parsing hundreds of pages of HTML. From x402stock

## Output

A structured JSON object containing: a plain-language business overview, a list of key risk factors, MD&A highlights, any forward-looking guidance or outlook statements, and an overall sentiment label (e.g. positive/neutral/negative) derived from the filing content.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "$schema": "https://json-schema.org/draft/2020-12/schema",
 "required": [
  "input"
 ],
 "properties": {
  "input": {
   "type": "object",
   "required": [
    "type",
    "method"
   ],
   "properties": {
    "type": {
     "type": "string",
     "const": "http"
    },
    "method": {
     "enum": [
      "GET",
      "HEAD",
      "DELETE"
     ],
     "type": "string"
    },
    "pathParams": {
     "type": "object",
     "ticker": {
      "type": "string"
     }
    },
    "queryParams": {
     "type": "object",
     "properties": {
      "type": {
       "enum": [
        "10-K",
        "10-Q",
        "8-K"
       ],
       "type": "string",
       "default": "10-K"
      }
     }
    }
   },
   "additionalProperties": false
  }
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/x402stock-sec-filing-summary-4ac24e28/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from agents.x402stock.xyz](https://www.zero.xyz/host/agents.x402stock.xyz/llms.txt)