# x402stock SEC Filing Summary > x402stock SEC Filing Summary is a paid API for AI agents from x402stock.xyz, paid per call via x402, $0.03/call, status unknown (last checked 2026-09-15). Retrieves an AI-ready summary of the latest SEC filing (10-K, 10-Q, or 8-K) for a given US stock ticker, including business overview, risk factors, MDA highlights, guidance, and sentiment. ## Facts - Endpoint: GET https://x402stock.xyz/api/v1/filing-summary/%7Bticker%7D - Price: $0.03/call - Payment: x402 - Status: unknown - Last checked: 2026-09-15 - Activations on Zero: 0 - Tags: x402 - Canonical page: https://www.zero.xyz/c/x402stock-sec-filing-summary-523e39dd - Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_5k6P_b8EEOIG6pKpttEhP Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently. ## How to call it through Zero Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`): ```sh zero fetch --capability x402stock-sec-filing-summary-523e39dd ``` Example prompt: Pull the latest 10-K filing summary for AAPL from SEC EDGAR — I want the business overview, key risk factors, MDA highlights, any guidance management gave, and the overall sentiment of the filing. ## When to prefer this Use this endpoint when you need a structured, AI-digestible summary of a company's SEC filing rather than parsing the raw EDGAR document yourself. Ideal for fundamental research, risk analysis, or extracting management commentary without reading hundreds of pages. Choose this over raw EDGAR access when you need risk factors, MDA highlights, and sentiment pre-extracted and ready to use in a reasoning pipeline. Costs $0.03 USDC per call with no API key required. ## Known failure modes - Ticker not found or not a US-listed public company — likely returns 404 or empty data - No matching filing of the requested type exists for the ticker — may return null data fields - SEC EDGAR source temporarily unavailable — service may return stale or error response - Invalid filing type parameter (must be 10-K, 10-Q, or 8-K) — returns validation error - Payment failure via x402/USDC — request blocked before execution ## How this service works Pay-per-call market and economic data API for AI agents: US stocks, ETFs and options, forex, crypto and on-chain perps, energy commodities, US and global macro (Fed, CPI, jobs, GDP, Treasury, World Bank), SEC filings, congressional trades, and market sentiment. No API keys, no accounts. Pay per request in USDC via x402 on Base. ## Output Returns a structured JSON object containing: the filing form type, accession number, filing and report dates, a URL to the full filing on SEC EDGAR, a plain-language summary, business overview, array of risk factors, array of MDA highlights, management guidance (if any), and an overall sentiment label (positive, neutral, or negative). All sourced from SEC EDGAR. ## Request schema (JSON Schema) ```json { "type": "object", "$schema": "https://json-schema.org/draft/2020-12/schema", "required": [ "input" ], "properties": { "input": { "type": "object", "required": [ "type", "method" ], "properties": { "type": { "type": "string", "const": "http" }, "method": { "enum": [ "GET", "HEAD", "DELETE" ], "type": "string" }, "queryParams": { "type": "object", "$schema": "https://json-schema.org/draft/2020-12/schema", "required": [ "type" ], "properties": { "type": { "enum": [ "10-K", "10-Q", "8-K" ], "type": "string", "default": "10-K" } }, "additionalProperties": false } }, "additionalProperties": false }, "output": { "type": "object", "required": [ "type" ], "properties": { "type": { "type": "string" }, "example": { "type": "object", "$schema": "https://json-schema.org/draft/2020-12/schema", "required": [ "ticker", "data", "source", "as_of" ], "properties": { "data": { "type": "object", "required": [ "form", "accession", "filing_date", "report_date", "filing_url", "summary", "business_overview", "risk_factors", "mda_highlights", "guidance", "sentiment" ], "properties": { "form": { "type": "string" }, "summary": { "type": "string" }, "guidance": { "anyOf": [ { "type": "string" }, { "type": "null" } ] }, "accession": { "type": "string" }, "sentiment": { "anyOf": [ { "enum": [ "positive", "neutral", "negative" ], "type": "string" }, { "type": "null" } ] }, "filing_url": { "type": "string" }, "filing_date": { "type": "string" }, "report_date": { "anyOf": [ { "type": "string" }, { "type": "null" } ] }, "risk_factors": { "type": "array", "items": { "type": "string" … (truncated) ``` ## Response schema (JSON Schema) ```json { "type": "json", "example": { "data": { "form": "10-K", "summary": "Apple reported record annual revenue driven by Services growth, while flagging supply-chain concentration and FX headwinds as principal risks.", "guidance": "Management did not provide explicit forward revenue guidance.", "accession": "0000320193-25-000123", "sentiment": "neutral", "filing_url": "https://www.sec.gov/Archives/edgar/data/320193/000032019325000123/aapl-20250927.htm", "filing_date": "2025-11-01", "report_date": "2025-09-27", "risk_factors": [ "Heavy reliance on iPhone sales for a majority of revenue", "Manufacturing concentration in a small number of contract partners", "Exposure to foreign-currency fluctuations and global trade policy" ], "mda_highlights": [ "Services revenue reached an all-time high", "Gross margin expanded year over year on Services mix" ], "business_overview": "Designs and sells smartphones, computers, wearables, and a growing Services segment spanning the App Store, advertising, and subscriptions." }, "as_of": "2025-11-01T00:00:00.000Z", "source": "sec_edgar", "ticker": "AAPL" } } ``` ## More - Live health (JSON, refreshed every minute): https://www.zero.xyz/c/x402stock-sec-filing-summary-523e39dd/health.json - [Zero catalog index](https://www.zero.xyz/llms.txt) - [Other services from x402stock.xyz](https://www.zero.xyz/host/x402stock.xyz/llms.txt)