# x402toll.com US Net Paycheck Breakdown

> x402toll.com US Net Paycheck Breakdown is a paid API for AI agents from x402toll.com, paid per call via x402, $0.05/call, status unknown (last checked 2026-09-14).

Calculates US net take-home pay with itemized federal and state tax withholding for any of 51 jurisdictions using 2026 tax schedules

## Facts

- Endpoint: POST https://x402toll.com/v1/paycheck
- Price: $0.05/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-14
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/x402toll-com-us-net-paycheck-breakdown-c6aca876
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_Rw3WygeoG8YGE23JNmZQN

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability x402toll-com-us-net-paycheck-breakdown-c6aca876 -d '<json body>'
```

Example prompt: What's my biweekly net take-home pay on a $95,000 salary in Colorado, filing single? Break down the federal taxes, FICA, and state withholding.

## When to prefer this

Use this endpoint when you need a full net paycheck computation covering both federal and state taxes simultaneously for any US jurisdiction, especially when 2026-specific FICA wage base ($184,500) and bracket accuracy matters. Prefer this over separate federal/state calculators when you want a single call that returns the complete withholding picture including FICA components.

## Known failure modes

- Invalid or unsupported state code returns a 400 validation error
- Salary above $10,000,000 maximum rejected with validation error
- Missing required 'state' or 'salary' fields returns 400 bad request
- Invalid filingStatus or payFrequency enum value returns validation error
- Network timeout or service unavailability returns 5xx error

## How this service works

US net-paycheck breakdown for any of 51 jurisdictions: 2026 federal brackets, FICA (SS wage base $184,500, additional Medicare), and state income tax. Golden-vector verified.

## Output

Returns a detailed paycheck breakdown including gross pay per pay period, federal income tax withheld using 2026 brackets, Social Security tax (up to the $184,500 wage base), standard and additional Medicare taxes, state income tax for the specified jurisdiction, and final net take-home amount.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "properties": {
  "state": {
   "type": "string",
   "description": "2-letter US state/DC code"
  },
  "salary": {
   "type": "number",
   "maximum": 10000000,
   "minimum": 0
  },
  "filingStatus": {
   "enum": [
    "single",
    "mfj"
   ],
   "type": "string",
   "default": "single"
  },
  "payFrequency": {
   "enum": [
    "weekly",
    "biweekly",
    "semimonthly",
    "monthly"
   ],
   "type": "string",
   "default": "biweekly"
  }
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/x402toll-com-us-net-paycheck-breakdown-c6aca876/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from x402toll.com](https://www.zero.xyz/host/x402toll.com/llms.txt)