# Xynaptic AI Insurance

> Xynaptic AI Insurance is a paid API for AI agents from api.xynaptic.io, paid per call via x402, $0.08/call, status unknown (last checked 2026-10-01).

Answers insurance questions for the French market by combining coverage family data, ORIAS broker registry lookups, premium decomposition, and an LLM-synthesized response.

## Facts

- Endpoint: GET https://api.xynaptic.io/v1/ai-insurance?utm_source=zero.xyz
- Price: $0.08/call
- Payment: x402
- Status: unknown
- Last checked: 2026-10-01
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/xynaptic-ai-insurance-628850ad
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_FmMZQ0jfSafWsqlPrj1S7

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability xynaptic-ai-insurance-628850ad
```

Example prompt: Can you explain how health insurance premiums are structured in France and tell me what coverage families I should know about? I'm also curious if broker ORIAS number 12345678 is valid.

## When to prefer this

Choose this endpoint when the user needs insurance-specific intelligence for the French market, especially when they need broker verification via ORIAS, premium structure explanation, or coverage family clarification backed by an LLM synthesis. Prefer it over generic LLM calls when structured regulatory data (ORIAS registry, premium decomposition) needs to be combined with natural language answers about French insurance.

## Known failure modes

- Missing or malformed 'question' parameter returns an error
- ORIAS number not found in registry returns empty broker data
- Question outside French insurance domain may yield incomplete or generic LLM response
- LLM synthesis may time out on complex multi-part questions
- Invalid coverage type enum value may cause parameter rejection

## How this service works

Xynaptic AI Insurance — the insurance vertical agent: coverage families, ORIAS broker registry, premium decomposition + an LLM synthesis of your question. POST { question, type?, broker_name?, orias? }. Legal information (France).

## Output

A JSON response containing an LLM-synthesized answer to the insurance question, relevant coverage family information, ORIAS broker registry data (if a broker was queried), and a decomposition of premium components — all scoped to French insurance law and regulation.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "$schema": "https://json-schema.org/draft/2020-12/schema",
 "required": [
  "input"
 ],
 "properties": {
  "input": {
   "type": "object",
   "required": [
    "type",
    "method"
   ],
   "properties": {
    "type": {
     "type": "string",
     "const": "http"
    },
    "method": {
     "enum": [
      "GET",
      "HEAD",
      "DELETE"
     ],
     "type": "string"
    },
    "queryParams": {
     "type": "object",
     "additionalProperties": {
      "type": "string"
     }
    }
   },
   "additionalProperties": false
  },
  "output": {
   "type": "object",
   "required": [
    "type"
   ],
   "properties": {
    "type": {
     "type": "string"
    },
    "example": {
     "type": "object"
    }
   }
  }
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/xynaptic-ai-insurance-628850ad/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from api.xynaptic.io](https://www.zero.xyz/host/api.xynaptic.io/llms.txt)