# Xynaptic Insurance Claim

> Xynaptic Insurance Claim is a paid API for AI agents from api.xynaptic.io, paid per call via x402, $0.05/call, status unknown (last checked 2026-10-02).

Converts a free-text incident narrative into a structured insurance claim form with estimated damages, required documents, and timeline

## Facts

- Endpoint: GET https://api.xynaptic.io/v1/insurance-claim?utm_source=zero.xyz
- Price: $0.05/call
- Payment: x402
- Status: unknown
- Last checked: 2026-10-02
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/xynaptic-insurance-claim-8d63682a
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_pYCRRaMS91D65SI0IYVtI

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability xynaptic-insurance-claim-8d63682a
```

Example prompt: I had a break-in at my apartment last Tuesday evening — my laptop, TV, and some jewelry were stolen, and the window was smashed. Can you turn that into a structured insurance claim form with estimated damages, what documents I'll need, and what the timeline looks like?

## When to prefer this

Choose this endpoint when a user has an unstructured description of an incident and needs it transformed into a ready-to-submit insurance claim package. It is ideal for consumer or SME use cases where the claimant lacks knowledge of insurance terminology or required documentation. Prefer this over generic form-filling tools because it is specifically calibrated for insurance claim entities (goods, circumstances, damages, documents) and outputs a claim-ready structure rather than a generic summary.

## Known failure modes

- Vague or incomplete narrative may result in missing fields in the structured output
- Non-insurance-related narratives may produce inaccurate or irrelevant claim structures
- Highly technical or domain-specific claims (e.g. aviation, marine) may yield less accurate damage estimates
- Service may return an error if the narrative input is empty or too short
- Pre-estimated damages are indicative only and may not reflect actual insurer assessments

## How this service works

Xynaptic Insurance Claim — describe your incident in free language, get a structured claim form: date, place, goods, circumstances, pre-estimated damages, suggested documents, timeline. POST { incident_narrative }. The claim assistant.

## Output

A structured insurance claim object containing: parsed incident date and location, itemized list of goods or property involved, narrative of circumstances, pre-estimated damage values, a list of suggested supporting documents (photos, police report, receipts, etc.), and a recommended claim submission timeline.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "$schema": "https://json-schema.org/draft/2020-12/schema",
 "required": [
  "input"
 ],
 "properties": {
  "input": {
   "type": "object",
   "required": [
    "type",
    "method"
   ],
   "properties": {
    "type": {
     "type": "string",
     "const": "http"
    },
    "method": {
     "enum": [
      "GET",
      "HEAD",
      "DELETE"
     ],
     "type": "string"
    },
    "queryParams": {
     "type": "object",
     "additionalProperties": {
      "type": "string"
     }
    }
   },
   "additionalProperties": false
  },
  "output": {
   "type": "object",
   "required": [
    "type"
   ],
   "properties": {
    "type": {
     "type": "string"
    },
    "example": {
     "type": "object"
    }
   }
  }
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/xynaptic-insurance-claim-8d63682a/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from api.xynaptic.io](https://www.zero.xyz/host/api.xynaptic.io/llms.txt)