# Xynaptic Payment Fraud Screening Skill

> Xynaptic Payment Fraud Screening Skill is a paid API for AI agents from api.xynaptic.io, paid per call via x402, $0.25/call, status unknown (last checked 2026-10-28).

Returns a structured skill description (Markdown) for screening outgoing fiat or crypto payments for fraud, beneficiary risk, sanctions, and wallet exposure before sending.

## Facts

- Endpoint: GET https://api.xynaptic.io/v1/skill-payment-fraud-screening?utm_source=zero.xyz
- Price: $0.25/call
- Payment: x402
- Status: unknown
- Last checked: 2026-10-28
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/xynaptic-payment-fraud-screening-skill-4e982510
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_AuX-LuQroa94WhocAbWA1

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability xynaptic-payment-fraud-screening-skill-4e982510
```

Example prompt: Before I send this payment, can you run it through fraud and sanctions screening to check the beneficiary risk and whether I should send it, send it with extra checks, or block it entirely?

## When to prefer this

Choose this endpoint when you need a pre-built, agent-ready compliance skill for screening outgoing payments — especially for crypto wallet screening, sanctions exposure, and beneficiary risk — and want a structured decision framework (SEND/SEND-WITH-CHECKS/BLOCK) rather than raw data. Ideal for agentic payment workflows that need embedded compliance logic without building custom AML rules.

## Known failure modes

- Payment required (402) if x402 credits are not provided or insufficient
- Service unavailable if upstream sanctions or wallet data providers are down
- Malformed response if the skill_md field is missing or truncated
- Rate limiting if too many requests are made in a short window

## How this service works

Xynaptic Skill — Payment Fraud Screening: the method to screen any outgoing payment (fiat or crypto) before sending — beneficiary risk, sanctions signals, wallet screening — with SEND/SEND-WITH-CHECKS/BLOCK abort rules. The skill text is returned in skill_md; underlying data calls are paid separately via x402. GET no params.

## Output

Returns a Markdown-formatted skill description (skill_md) detailing how to screen outgoing fiat or crypto payments, including beneficiary risk assessment methodology, sanctions signal checks, wallet screening steps, and the three abort-rule outcomes: SEND, SEND-WITH-CHECKS, and BLOCK. Underlying live data calls are billed separately via x402.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "$schema": "https://json-schema.org/draft/2020-12/schema",
 "required": [
  "input"
 ],
 "properties": {
  "input": {
   "type": "object",
   "required": [
    "type",
    "method"
   ],
   "properties": {
    "type": {
     "type": "string",
     "const": "http"
    },
    "method": {
     "enum": [
      "GET",
      "HEAD",
      "DELETE"
     ],
     "type": "string"
    },
    "queryParams": {
     "type": "object",
     "additionalProperties": {
      "type": "string"
     }
    }
   },
   "additionalProperties": false
  },
  "output": {
   "type": "object",
   "required": [
    "type"
   ],
   "properties": {
    "type": {
     "type": "string"
    },
    "example": {
     "type": "object"
    }
   }
  }
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/xynaptic-payment-fraud-screening-skill-4e982510/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from api.xynaptic.io](https://www.zero.xyz/host/api.xynaptic.io/llms.txt)