# Services from insurepulse.vercel.app on Zero

> insurepulse.vercel.app serves 14 paid API services for AI agents, indexed by Zero. Each is callable per call with payment handled by Zero.

Canonical page: https://www.zero.xyz/host/insurepulse.vercel.app
Live health (JSON, refreshed every minute): https://www.zero.xyz/host/insurepulse.vercel.app/health.json

## Services

- [InsurePulse Late-Claim Statutory Interest Calculator](https://www.zero.xyz/c/insurepulse-late-claim-statutory-interest-calculator-76478d78/llms.txt): $0.05/call via x402. Calculates statutory interest owed by insurers for late claim payments across TX, FL, NY, AZ, GA, and CA using deterministic day-count math and state-specific rate tables
- [InsurePulse Prompt-Pay Demand Letter Generator](https://www.zero.xyz/c/insurepulse-prompt-pay-demand-letter-generator-bad10ebb/llms.txt): $2/call via x402. Generates a citation-locked, state-specific late-claim interest demand letter with verbatim statutory quotes, day-count math, and pre-suit notice compliance for TX, FL, NY, AZ, GA, and CA.
- [InsurePulse Business Insurance Advisor](https://www.zero.xyz/c/insurepulse-business-insurance-advisor-9d736ff9/llms.txt): $0.1/call via x402. Returns a tailored list of required insurance policies for a given small business, including cost estimates and carrier recommendations for GL, BOP, professional liability, and workers comp.
- [InsurePulse Insurance Rate Optimizer](https://www.zero.xyz/c/insurepulse-insurance-rate-optimizer-d830d055/llms.txt): $0.08/call via x402. Analyzes why an insurance policy is expensive and provides actionable recommendations to lower the rate via discounts, deductible adjustments, and carrier switches
- [InsurePulse Life-Event Insurance Checklist](https://www.zero.xyz/c/insurepulse-life-event-insurance-checklist-1a7a09a4/llms.txt): $0.1/call via x402. Returns a prioritized insurance coverage to-do list triggered by a major life event such as marriage, new baby, home purchase, or divorce
- [InsurePulse Umbrella Insurance Analysis](https://www.zero.xyz/c/insurepulse-umbrella-insurance-analysis-d90f39db/llms.txt): $0.08/call via x402. Analyzes whether a household needs umbrella insurance, how much coverage is appropriate, what it covers, and how to obtain it for $150–300/year
- [InsurePulse Claims Guidance](https://www.zero.xyz/c/insurepulse-claims-guidance-19e4bd97/llms.txt): $0.08/call via x402. Analyzes whether to file an insurance claim based on premium-impact tradeoffs, and returns a documentation checklist plus adjuster negotiation tips
- [InsurePulse Life Insurance Needs Calculator](https://www.zero.xyz/c/insurepulse-life-insurance-needs-calculator-5b34680d/llms.txt): $0.1/call via x402. Calculates the right life insurance coverage amount, term length, and carrier guidance for an individual or family
- [InsurePulse Home Insurance Analyzer](https://www.zero.xyz/c/insurepulse-home-insurance-analyzer-182a5fba/llms.txt): $0.1/call via x402. Analyzes home insurance for a given property, surfacing coverage gaps, flood and earthquake exposure, and carrier comparisons
- [InsurePulse Disability Insurance Analyzer](https://www.zero.xyz/c/insurepulse-disability-insurance-analyzer-8dd054a0/llms.txt): $0.1/call via x402. Analyzes disability insurance needs, returns a needs calculator, key policy features, and carrier recommendations for income-protection coverage.
- [InsurePulse Annual Insurance Review](https://www.zero.xyz/c/insurepulse-annual-insurance-review-52b13df7/llms.txt): $0.15/call via x402. Performs a comprehensive annual review of a user's entire insurance portfolio, surfacing coverage gaps, overpayments, bundling opportunities, and life-stage adjustments across any country.
- [InsurePulse Annual Insurance Portfolio Audit](https://www.zero.xyz/c/insurepulse-annual-insurance-portfolio-audit-863a27bc/llms.txt): $0.15/call via x402. Performs a comprehensive annual review of an entire insurance policy portfolio, surfacing coverage gaps, overpayments, bundling savings, and life-stage adjustments.
- [InsurePulse Auto Insurance Analyzer](https://www.zero.xyz/c/insurepulse-auto-insurance-analyzer-67660cf3/llms.txt): $0.1/call via x402. Analyzes a driver's auto insurance profile to check coverage adequacy, identify savings opportunities, and compare carriers
- [InsurePulse Renters Insurance Guide](https://www.zero.xyz/c/insurepulse-renters-insurance-guide-73c9ea5c/llms.txt): $0.08/call via x402. Returns a renters insurance guide covering coverage amounts, carrier comparisons, and umbrella policy guidance

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

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