# Services from wealthpulse-phi.vercel.app on Zero

> wealthpulse-phi.vercel.app serves 17 paid API services for AI agents, indexed by Zero. Each is callable per call with payment handled by Zero.

Canonical page: https://www.zero.xyz/host/wealthpulse-phi.vercel.app
Live health (JSON, refreshed every minute): https://www.zero.xyz/host/wealthpulse-phi.vercel.app/health.json

## Services

- [WealthPulse Bank Health Check](https://www.zero.xyz/c/wealthpulse-bank-health-check-008f1d75/llms.txt): $0.25/call via x402. Analyzes a bank's financial health using FDIC Call Report data, computing capital adequacy, earnings, asset quality, and deposit metrics with a plain-language summary
- [WealthPulse Retire — Retirement Readiness Projection](https://www.zero.xyz/c/wealthpulse-retire-retirement-readiness-projection-a93938b8/llms.txt): $0.15/call via x402. Projects retirement readiness with gap analysis and a personalized action plan showing how much more to save or adjust to meet retirement goals
- [WealthPulse Credit Card Benefit Coverage Checker](https://www.zero.xyz/c/wealthpulse-credit-card-benefit-coverage-checker-307a6a13/llms.txt): $0.05/call via x402. Checks which credit card benefits (extended warranty, purchase protection, trip delay, cell phone, return protection) apply to a given card and situation, including caps, deductibles, eligibility windows, and filing deadlines — using issuer-verified benefit guides, no LLM.
- [WealthPulse Unclaimed Property Finder](https://www.zero.xyz/c/wealthpulse-unclaimed-property-finder-0122a3dc/llms.txt): $0.5/call via x402. Routes users to the exact official portals and claim-documentation packages for unclaimed property across US state programs, federal sources, and international registers
- [WealthPulse Roth vs Traditional IRA/401k Decision Engine](https://www.zero.xyz/c/wealthpulse-roth-vs-traditional-ira-401k-decision-engine-39852b9b/llms.txt): $0.1/call via x402. Analyzes whether to use Roth or Traditional IRA/401k based on income limits, backdoor Roth eligibility, mega backdoor Roth availability, and full tax math
- [WealthPulse Credit Card Analyzer](https://www.zero.xyz/c/wealthpulse-credit-card-analyzer-4ee62dc5/llms.txt): $0.1/call via x402. Recommends the best credit cards for a given spending profile with net annual value analysis including rewards, fees, and sign-up bonuses
- [WealthPulse Mortgage Affordability Analyzer](https://www.zero.xyz/c/wealthpulse-mortgage-affordability-analyzer-7c9f97aa/llms.txt): $0.1/call via x402. Analyzes home affordability given current mortgage rates and provides a buy-now vs. wait recommendation with rate context
- [WealthPulse Card-Benefit Claim Pack](https://www.zero.xyz/c/wealthpulse-card-benefit-claim-pack-65673378/llms.txt): $2/call via x402. Checks whether a credit card benefit covers a specific claim and generates a complete filing kit including administrator steps, a cover note, evidence checklist, denial counters, and deadline calendar.
- [WealthPulse Trump Account (IRC §530A) Eligibility & Strategy](https://www.zero.xyz/c/wealthpulse-trump-account-irc-530a-eligibility-strategy-c87f61c3/llms.txt): $0.15/call via x402. Checks a child's eligibility for the Trump Account (IRC §530A) and the $1,000 pilot deposit, and returns filing instructions, scam warnings, and regulatory status grounded in live federal data.
- [WealthPulse Social Security Claiming Strategy Analyzer](https://www.zero.xyz/c/wealthpulse-social-security-claiming-strategy-analyzer-b6c4b97b/llms.txt): $0.15/call via x402. Analyzes optimal Social Security claiming age with break-even math, spousal/survivor benefit strategies, and tax implications
- [WealthPulse Emergency Fund Sizing](https://www.zero.xyz/c/wealthpulse-emergency-fund-sizing-3525be7b/llms.txt): $0.1/call via x402. Calculates an emergency fund target amount based on job stability and dependents, provides a funding plan, and returns the best current high-yield savings account (HYSA) rates
- [WealthPulse Year-End Tax Optimization](https://www.zero.xyz/c/wealthpulse-year-end-tax-optimization-35ef3326/llms.txt): $0.15/call via x402. Analyzes year-end tax-saving opportunities including Roth conversions, tax-loss harvesting, contribution deadlines, and ranked action items before December 31
- [WealthPulse Financial Advisor Intelligence Endpoint](https://www.zero.xyz/c/wealthpulse-financial-advisor-intelligence-endpoint-f08d0485/llms.txt): $0.1/call via x402. Returns structured intelligence on a financial advisor including fiduciary status, credentials, fee structure, specialties, AUM, and SEC registration details
- [WealthPulse Inherited IRA Rules & Distribution Strategy](https://www.zero.xyz/c/wealthpulse-inherited-ira-rules-distribution-strategy-4e52ec4a/llms.txt): $0.1/call via x402. Returns comprehensive inherited IRA guidance including SECURE Act 2.0 10-year rule, RMD requirements, spousal options, step-up in basis, and distribution strategy
- [WealthPulse Snapshot — Financial Health Score & Action Plan](https://www.zero.xyz/c/wealthpulse-snapshot-financial-health-score-action-plan-8d56b0e8/llms.txt): $0.15/call via x402. Analyzes a user's overall financial position to produce a personalized health score and highest-leverage action plan
- [WealthPulse Debt Payoff Analyzer](https://www.zero.xyz/c/wealthpulse-debt-payoff-analyzer-e22baaff/llms.txt): $0.1/call via x402. Analyzes debt using avalanche vs snowball strategies, provides payoff timeline projections, and checks consolidation opportunities
- [WealthPulse Debt Negotiation Guide](https://www.zero.xyz/c/wealthpulse-debt-negotiation-guide-64bc1fe1/llms.txt): $0.15/call via x402. Returns a DIY debt settlement protocol including FDCPA rights, creditor negotiation scripts, and a step-by-step guide for negotiating with debt collectors

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

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