# Services from wealthpulse.theaslangroupllc.com on Zero > wealthpulse.theaslangroupllc.com serves 19 paid API services for AI agents, indexed by Zero. Each is callable per call with payment handled by Zero. Canonical page: https://www.zero.xyz/host/wealthpulse.theaslangroupllc.com Live health (JSON, refreshed every minute): https://www.zero.xyz/host/wealthpulse.theaslangroupllc.com/health.json ## Services - [WealthPulse Retirement Planning Analyzer](https://www.zero.xyz/c/wealthpulse-retirement-planning-analyzer-3a2fa494/llms.txt): $0.15/call via x402. Analyzes retirement readiness using live FRED rate data and returns projected nest egg, income gap analysis, and a ranked action plan for closing the shortfall. - [WealthPulse Debt Payoff Strategy Comparator](https://www.zero.xyz/c/wealthpulse-debt-payoff-strategy-comparator-d18f2256/llms.txt): $0.1/call via x402. Compares avalanche vs. snowball debt payoff strategies, calculating total interest cost and months to payoff for each, plus checks whether debt consolidation would be beneficial. - [WealthPulse Unclaimed Property Router](https://www.zero.xyz/c/wealthpulse-unclaimed-property-router-b9c6745a/llms.txt): $0.5/call via x402. Routes queries to the exact official free portals for unclaimed property across US states (NAUPA/MissingMoney), federal sources (PBGC, FDIC/NCUA, HUD/FHA), and international registers (Canada, UK, Switzerland, Australia), returning claim-documentation packages and honest coverage guidance. - [Roth vs Traditional IRA/401(k) Decision Calculator](https://www.zero.xyz/c/roth-vs-traditional-ira-401-k-decision-calculator-6e6babd7/llms.txt): $0.1/call via x402. Determines whether a user should contribute to a Roth or Traditional IRA/401(k), including income-limit eligibility, backdoor/mega-backdoor Roth options, and contribution tax math by income, age, and filing status. - [WealthPulse Social Security Optimal Claiming Age Analyzer](https://www.zero.xyz/c/wealthpulse-social-security-optimal-claiming-age-analyzer-ba653f28/llms.txt): $0.15/call via x402. Analyzes the optimal age to claim Social Security benefits by comparing payouts at 62, full retirement age, and 70, including break-even math, spousal/survivor benefits, and tax implications. - [WealthPulse FDIC Bank Health Check](https://www.zero.xyz/c/wealthpulse-fdic-bank-health-check-190b9270/llms.txt): $0.02/call via x402. Looks up a US bank by name or FDIC certificate number and returns a deterministic safety assessment including PCA capital category, key financial ratios, deposit trends, and failure history. - [WealthPulse Emergency Fund Calculator](https://www.zero.xyz/c/wealthpulse-emergency-fund-calculator-39b72d98/llms.txt): $0.1/call via x402. Calculates the optimal emergency fund size based on income, expenses, dependents, and job stability, then provides a step-by-step funding plan with current HYSA rates. - [WealthPulse Year-End Tax Optimization Planner](https://www.zero.xyz/c/wealthpulse-year-end-tax-optimization-planner-7b3506c2/llms.txt): $0.15/call via x402. Generates a ranked, deadline-specific year-end tax optimization plan covering Roth conversions, tax-loss harvesting, contribution limits, and charitable strategies based on income, filing status, and state. - [WealthPulse Card Benefit Coverage Checker](https://www.zero.xyz/c/wealthpulse-card-benefit-coverage-checker-b6e8c950/llms.txt): $0.05/call via x402. Checks which credit card benefits (extended warranty, purchase protection, trip delay, cell phone, return protection) apply to a given card and situation, using issuer-verified benefit guides with exact caps, deductibles, and filing deadlines. - [WealthPulse Home Affordability Calculator](https://www.zero.xyz/c/wealthpulse-home-affordability-calculator-e4d292c0/llms.txt): $0.1/call via x402. Calculates maximum home purchase price based on income, debt, down payment, and DTI ratios, with current 30-year rate context and a buy-vs-wait recommendation - [WealthPulse Bank Health Check](https://www.zero.xyz/c/wealthpulse-bank-health-check-acee00e9/llms.txt): $0.25/call via x402. Checks the financial health of a US bank using FDIC Call Report data, returning capital ratios, earnings metrics, asset quality, deposit trends, and a plain-language safety assessment. - [WealthPulse Card Benefit Claim Pack](https://www.zero.xyz/c/wealthpulse-card-benefit-claim-pack-379fe4eb/llms.txt): $2/call via x402. Returns an issuer-verified card benefit coverage check plus a complete filing kit including administrator steps, cover note, evidence checklist, denial counters, and deadline calendar for a specific card benefit claim. - [WealthPulse Credit Card Rewards Finder](https://www.zero.xyz/c/wealthpulse-credit-card-rewards-finder-4a3eeb5a/llms.txt): $0.1/call via x402. Ranks credit cards by net annual value after fees based on a user's personal spending profile across travel, dining, groceries, gas, and cashback categories - [WealthPulse Card Benefit Preview](https://www.zero.xyz/c/wealthpulse-card-benefit-preview-ed835984/llms.txt): $0.25/call via x402. Scans a single credit card across five specific benefit types (extended warranty, purchase protection, trip delay, cell phone, return protection) to preview which protections likely apply, which are ineligible, and which the card does not carry. - [WealthPulse Financial Health Snapshot](https://www.zero.xyz/c/wealthpulse-financial-health-snapshot-0a012db1/llms.txt): $0.15/call via x402. Returns a plain-English financial-health assessment with estimated net worth, savings rate, debt-to-income ratio, emergency-fund months, and ranked next actions by effort vs. impact. - [Inherited IRA Rules & Tax-Minimization Strategy](https://www.zero.xyz/c/inherited-ira-rules-tax-minimization-strategy-6967d784/llms.txt): $0.1/call via x402. Returns a personalized guide to inherited IRA rules under SECURE Act 2.0, including the 10-year rule, RMD requirements, spousal options, step-up in basis, and a tax-minimizing distribution strategy based on beneficiary relationship and account type. - [WealthPulse DIY Debt Negotiation Guide](https://www.zero.xyz/c/wealthpulse-diy-debt-negotiation-guide-e9e238d5/llms.txt): $0.15/call via x402. Provides a step-by-step DIY debt negotiation protocol including FDCPA consumer rights, creditor call scripts, estimated settlement percentages, and statute-of-limitations by debt type. - [Trump Account (IRC §530A) Eligibility & Rules Lookup](https://www.zero.xyz/c/trump-account-irc-530a-eligibility-rules-lookup-40c75290/llms.txt): $0.15/call via x402. Returns verified eligibility rules, contribution limits, enrollment details, and a Trump Account vs. 529 comparison for the federal pilot program under IRC §530A, cross-referenced against IRS Notice 2025-68 and Rev. Proc. 2026-25. - [WealthPulse Fee-Only Fiduciary Advisor Finder](https://www.zero.xyz/c/wealthpulse-fee-only-fiduciary-advisor-finder-c8609986/llms.txt): $0.1/call via x402. Finds fee-only fiduciary financial advisors by matching specialty and location against NAPFA, XY Planning Network, and CFP Board directories, returning advisor types, fee structures, and vetting questions. Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently. - [Zero catalog index](https://www.zero.xyz/llms.txt)