# Services from zaref.dev on Zero

> zaref.dev serves 88 paid API services for AI agents, indexed by Zero. Each is callable per call with payment handled by Zero.

Canonical page: https://www.zero.xyz/host/zaref.dev
Live health (JSON, refreshed every minute): https://www.zero.xyz/host/zaref.dev/health.json

## Services

- [zaref.dev SARS Interest Rates](https://www.zero.xyz/c/zaref-dev-sars-interest-rates-2581df80/llms.txt): $0.005/call via x402. Returns current South African SARS and prescribed interest rates including the official rate (fringe benefits, s7C loans), SARS interest on outstanding taxes and refunds, and the prescribed rate for legal/judgment debts.
- [zaref.dev NCA Maximum Interest Rates](https://www.zero.xyz/c/zaref-dev-nca-maximum-interest-rates-cf3fc26e/llms.txt): $0.005/call via x402. Returns current South African National Credit Act (NCA) maximum lawful interest rates per credit type under Regulation 42 Table A, computed at the current repo rate, plus in duplum rule and service fee cap.
- [zaref South African Payroll Calculator](https://www.zero.xyz/c/zaref-south-african-payroll-calculator-8ec09002/llms.txt): $0.1/call via x402. Calculates South African PAYE tax, UIF, and net take-home pay for a given gross monthly salary, applying current SARS tax tables, medical aid credits, and retirement deductions.
- [zaref.dev South African Tax Calendar](https://www.zero.xyz/c/zaref-dev-south-african-tax-calendar-9d4b738d/llms.txt): $0.005/call via x402. Returns current SARS filing-season windows, provisional tax deadlines, employer reconciliation windows, and recurring monthly tax deadlines as clean cited JSON with source URL, effective date, and freshness flag.
- [zaref.dev South African Other Tax Rates](https://www.zero.xyz/c/zaref-dev-south-african-other-tax-rates-f7cf7f75/llms.txt): $0.005/call via x402. Returns South African non-income tax rates including corporate tax, dividends withholding tax, CGT inclusion rates, transfer duty brackets, retirement caps, medical tax credits, interest exemptions, and estate/donations tax as clean cited JSON.
- [zaref.dev South African Metro Municipal Tariffs](https://www.zero.xyz/c/zaref-dev-south-african-metro-municipal-tariffs-27be8759/llms.txt): $0.005/call via x402. Returns current headline tariffs (electricity, water, refuse, rates) for South Africa's 5 major metropolitan municipalities for the current municipal year, with official source URL, effective date, and freshness flag.
- [zaref.dev South African Fuel Prices](https://www.zero.xyz/c/zaref-dev-south-african-fuel-prices-a569320f/llms.txt): $0.005/call via x402. Returns current South African retail and wholesale fuel prices (petrol 93/95 inland & coastal, diesel 50ppm, illuminating paraffin) in Rand per litre, with official source URL, effective date, and freshness flag.
- [zaref Medical Tax Credit Calculator](https://www.zero.xyz/c/zaref-medical-tax-credit-calculator-472de778/llms.txt): $0.01/call via x402. Calculates the South African medical tax credit and out-of-pocket medical expense deduction for a given taxpayer, based on members, dependants, taxable income, and medical spend.
- [zaref.dev South African Fuel Levies](https://www.zero.xyz/c/zaref-dev-south-african-fuel-levies-054666f5/llms.txt): $0.005/call via x402. Returns current South African fuel levies (general fuel levy, RAF levy, carbon fuel levy) per litre for petrol and diesel, plus the carbon tax rate, with source citation, effective date, and freshness flag.
- [zaref.dev South African National Minimum Wage](https://www.zero.xyz/c/zaref-dev-south-african-national-minimum-wage-7852897f/llms.txt): $0.005/call via x402. Returns the current South African national minimum wage per hour including special categories, effective date, source URL, and a data freshness flag.
- [zaref.dev South African Retirement & TFSA Limits](https://www.zero.xyz/c/zaref-dev-south-african-retirement-tfsa-limits-28b6d9f1/llms.txt): $0.005/call via x402. Returns current South African retirement contribution deduction caps, tax-free savings account limits, retirement and withdrawal lump-sum tax tables, and living-annuity thresholds as clean, cited JSON with official source URLs, effective dates, and freshness flags.
- [zaref Wage Check – South African Minimum Wage Compliance Calculator](https://www.zero.xyz/c/zaref-wage-check-south-african-minimum-wage-compliance-calculator-83af87b5/llms.txt): $0.05/call via x402. Checks whether a given hourly or monthly wage meets South African national minimum wage requirements for standard, farm, domestic, or EPWP workers
- [zaref.dev South African School Terms](https://www.zero.xyz/c/zaref-dev-south-african-school-terms-c514cc71/llms.txt): $0.005/call via x402. Returns official South African DBE public school term dates as clean, cited JSON with source URL, effective date, and freshness flag.
- [zaref.dev Sectoral Minimum Wages](https://www.zero.xyz/c/zaref-dev-sectoral-minimum-wages-e54ab52c/llms.txt): $0.005/call via x402. Returns current South African sectoral minimum wages for industries with their own determinations (e.g. contract cleaning, private security), including official source URL, effective date, and freshness flag.
- [zaref.dev South African Sectoral Minimum Wages History](https://www.zero.xyz/c/zaref-dev-south-african-sectoral-minimum-wages-history-f8450b7a/llms.txt): $0.01/call via x402. Returns the full dated history of South African sectoral minimum wages, accumulating all verified updates over time.
- [zaref.dev South African Government Tenders Feed](https://www.zero.xyz/c/zaref-dev-south-african-government-tenders-feed-103b1218/llms.txt): $0.005/call via x402. Fetches live South African government tender listings from National Treasury's eTenders OCDS API, with filtering by province, category, buyer, keyword, and closing window
- [zaref.dev South African Toll Fees](https://www.zero.xyz/c/zaref-dev-south-african-toll-fees-077761ba/llms.txt): $0.005/call via x402. Returns current mainline toll plaza tariffs for vehicle classes 1–4 across major South African national routes, with official source citation and freshness metadata.
- [zaref.dev South African Unemployment Rate](https://www.zero.xyz/c/zaref-dev-south-african-unemployment-rate-ef563601/llms.txt): $0.005/call via x402. Returns the latest official and expanded South African unemployment rates from Stats SA QLFS, with reference quarter, source URL, effective date, and freshness flag.
- [zaref.dev South African VAT Rate History](https://www.zero.xyz/c/zaref-dev-south-african-vat-rate-history-283d27ed/llms.txt): $0.01/call via x402. Returns the full dated history of South Africa's VAT rate, with every verified change point accumulated over time.
- [zaref.dev SA Benchmark Bond Yields History](https://www.zero.xyz/c/zaref-dev-sa-benchmark-bond-yields-history-87512065/llms.txt): $0.01/call via x402. Returns the full time-series history of South African SA benchmark bond yield data points, accumulating with every verified update.
- [zaref Learnership Tax Allowance Calculator](https://www.zero.xyz/c/zaref-learnership-tax-allowance-calculator-da2ec68e/llms.txt): $0.01/call via x402. Calculates South African learnership tax allowances based on NQF level and number of SETA credits
- [zaref.dev South African Sovereign Credit Rating History](https://www.zero.xyz/c/zaref-dev-south-african-sovereign-credit-rating-history-6b58b8f0/llms.txt): $0.01/call via x402. Returns the full dated history of South Africa's sovereign credit rating, accumulating verified rating updates over time.
- [zaref.dev All South African Reference Data](https://www.zero.xyz/c/zaref-dev-all-south-african-reference-data-a094fa21/llms.txt): $0.025/call via x402. Returns a single snapshot of all South African reference data series (fuel prices, interest rates, tax calendars, tolls, tariffs, wages, and grants) in one response.
- [zaref.dev BCEA Earnings Threshold](https://www.zero.xyz/c/zaref-dev-bcea-earnings-threshold-088ea7d5/llms.txt): $0.005/call via x402. Returns the current South African BCEA earnings threshold, its earnings definition, effective date, official source URL, and freshness flag, plus related LRA/EEA effects.
- [zaref.dev South African Electricity Tariffs](https://www.zero.xyz/c/zaref-dev-south-african-electricity-tariffs-5c18828e/llms.txt): $0.005/call via x402. Returns the current NERSA-approved Eskom electricity tariff rates for South Africa, including residential rates and effective date, as clean cited JSON.
- [zaref.dev South African Fuel Price History](https://www.zero.xyz/c/zaref-dev-south-african-fuel-price-history-bdd55809/llms.txt): $0.01/call via x402. Returns the full dated history of South African retail fuel prices, accumulating a new point with every verified update.
- [zaref.dev ZAR FX Rates](https://www.zero.xyz/c/zaref-dev-zar-fx-rates-ea3da177/llms.txt): $0.005/call via x402. Returns SARB indicative daily ZAR exchange rates against USD, GBP, EUR and JPY, plus the nominal effective (trade-weighted) exchange rate index, with source URL, effective date, and freshness flag.
- [zaref.dev ZAR Exchange Rate History](https://www.zero.xyz/c/zaref-dev-zar-exchange-rate-history-17e49491/llms.txt): $0.01/call via x402. Returns a historical time series of South African Rand (ZAR) exchange rates, with dated data points accumulated from verified updates.
- [zaref.dev South African Income Tax History](https://www.zero.xyz/c/zaref-dev-south-african-income-tax-history-ccf0d3d9/llms.txt): $0.01/call via x402. Returns the full time-series history of South African personal income tax tables, with dated data points accumulating at each verified update.
- [zaref.dev NCA Maximum Interest Rates History](https://www.zero.xyz/c/zaref-dev-nca-maximum-interest-rates-history-c59efd26/llms.txt): $0.01/call via x402. Returns the full dated history of South African NCA maximum lawful interest rates, with every verified update accumulated as time-series points.
- [zaref.dev South African PPI (Producer Price Index)](https://www.zero.xyz/c/zaref-dev-south-african-ppi-producer-price-index-39e3ef9c/llms.txt): $0.005/call via x402. Returns the latest Stats SA producer price inflation (PPI) year-on-year figure for final manufactured goods, with reference month, source URL, effective date, and freshness flag.
- [zaref.dev SASSA Grant Amounts](https://www.zero.xyz/c/zaref-dev-sassa-grant-amounts-59b0d571/llms.txt): $0.005/call via x402. Returns current South African SASSA social grant amounts including SRD, with effective date, official source URL, and freshness flag.
- [zaref.dev SARS & Prescribed Interest Rates History](https://www.zero.xyz/c/zaref-dev-sars-prescribed-interest-rates-history-96f022ac/llms.txt): $0.01/call via x402. Returns the full historical time series of South African SARS official and prescribed interest rates as dated data points accumulated over time.
- [zaref Toll Route Calculator](https://www.zero.xyz/c/zaref-toll-route-calculator-452f4591/llms.txt): $0.01/call via x402. Returns toll costs for a specified South African road route and vehicle class as cited JSON
- [zaref.dev South African Crypto ZAR Prices](https://www.zero.xyz/c/zaref-dev-south-african-crypto-zar-prices-34be4021/llms.txt): $0.005/call via x402. Returns live ZAR-denominated crypto prices (last trade, bid/ask, 24h high/low/volume, daily change) for BTC, ETH and all other ZAR pairs on the VALR exchange
- [zaref.dev Deeds Office Fees](https://www.zero.xyz/c/zaref-dev-deeds-office-fees-aaec9bb3/llms.txt): $0.005/call via x402. Returns current South African Deeds Office transfer and bond registration fee tiers, lodgement and ancillary fees per the officially gazetted schedule, with source citation and freshness metadata.
- [zaref.dev South African CPI History](https://www.zero.xyz/c/zaref-dev-south-african-cpi-history-49e3030f/llms.txt): $0.01/call via x402. Returns the full dated history of South African headline CPI (year-on-year) data points, accumulating with every verified update.
- [zaref.dev South African Personal Income Tax Tables](https://www.zero.xyz/c/zaref-dev-south-african-personal-income-tax-tables-46ab5669/llms.txt): $0.005/call via x402. Returns the current South African personal income tax brackets, rebates, and thresholds for the active SARS tax year as clean, cited JSON with source URL and freshness metadata.
- [zaref.dev South African VAT Rate](https://www.zero.xyz/c/zaref-dev-south-african-vat-rate-a7320c33/llms.txt): $0.005/call via x402. Returns the current South African VAT rate as clean cited JSON with official source URL, effective date, and a freshness flag.
- [zaref.dev South African Repo & Prime Rate](https://www.zero.xyz/c/zaref-dev-south-african-repo-prime-rate-042f4a5d/llms.txt): $0.005/call via x402. Returns the current SARB repo rate and prime lending rate with last MPC change date, effective date, and source citation as clean JSON
- [SARS Wear-and-Tear Write-Off Periods (BGR7)](https://www.zero.xyz/c/sars-wear-and-tear-write-off-periods-bgr7-a548387a/llms.txt): $0.005/call via x402. Returns the official SARS BGR7 schedule of straight-line depreciation write-off periods (in years) for 140+ asset classes, plus the R7,000 small-item threshold, as a clean cited JSON object.
- [zaref.dev South African Crypto Tax Calculator](https://www.zero.xyz/c/zaref-dev-south-african-crypto-tax-calculator-d9ef6881/llms.txt): $0.01/call via x402. Calculates estimated South African tax liability on cryptocurrency gains, handling both revenue-nature and capital-nature profits, staking/mining/airdrop income, and FIFO batch matching.
- [zaref NCA Maximum Interest Rate Calculator](https://www.zero.xyz/c/zaref-nca-maximum-interest-rate-calculator-deb91b69/llms.txt): $0.01/call via x402. Calculates the maximum permissible interest rate for a loan under South Africa's National Credit Act (NCA) regulations
- [zaref.dev South African Fuel Levies History](https://www.zero.xyz/c/zaref-dev-south-african-fuel-levies-history-cfa388a3/llms.txt): $0.01/call via x402. Returns the full dated history of South African fuel levies, accumulating every verified update as time-series data points.
- [zaref.dev South African Learnership Allowances](https://www.zero.xyz/c/zaref-dev-south-african-learnership-allowances-463cad41/llms.txt): $0.005/call via x402. Returns current minimum weekly learnership allowances per NQF level, sourced from the official South African NMW gazette with citation, effective date, and freshness flag.
- [zaref.dev SA Benchmark Bond Yields](https://www.zero.xyz/c/zaref-dev-sa-benchmark-bond-yields-788e5376/llms.txt): $0.005/call via x402. Returns current SARB closing yields for the R2030 and R209 South African government benchmark bonds, with source URL, effective date, and freshness flag.
- [zaref.dev South African CPI](https://www.zero.xyz/c/zaref-dev-south-african-cpi-ce32d883/llms.txt): $0.005/call via x402. Returns the latest South African headline CPI (consumer price index) year-on-year percentage with reference month, source citation, and freshness flag
- [zaref.dev South African Electricity Tariff History](https://www.zero.xyz/c/zaref-dev-south-african-electricity-tariff-history-ca7c4706/llms.txt): $0.01/call via x402. Returns the full dated history of South African electricity tariffs, accumulating verified updates over time.
- [South African Exchange Control Allowances](https://www.zero.xyz/c/south-african-exchange-control-allowances-1a83fc89/llms.txt): $0.005/call via x402. Returns current South African Exchange Control allowance limits including single discretionary allowance, foreign investment allowance, minors' travel and cash export limits, and TCS PIN rules as cited JSON.
- [zaref.dev South African GDP Growth](https://www.zero.xyz/c/zaref-dev-south-african-gdp-growth-f43773be/llms.txt): $0.005/call via x402. Returns the latest South African GDP growth rates (quarter-on-quarter and year-on-year) from Stats SA, with reference quarter, official source URL, effective date, and freshness flag.
- [zaref.dev South African Nati

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