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AgentUtility Unit Economics Calculator
x402
AgentUtility Unit Economics Calculator is a paid API for AI agents from x402.agentutility.ai, paid per call via x402, $0.01/call, status unknown (last checked 2026-09-14).
Computes unit economics health metrics (LTV, CAC ratio, payback period, DSCR) and returns a graded score with actionable recommendations for a business or deal.
Price / call$0.01
Success—
StatusUnknown
How this service works
Paid x402 endpoints organized into product clusters. USDC-settled on Base. MCP-callable. ERC-8004 identity registry agentId 47167.
Output
Returns a JSON object with a letter-style grade (e.g. 'strong'), a numeric score out of 100, the calculator name, per-driver breakdowns with individual scores and weights, computed metrics (LTV, LTV:CAC ratio, payback months), a list of warnings if any, and a plain-English recommendation (e.g. 'Proceed with standard diligence and covenant checks.').
Example use cases
Example prompt
“Can you run a unit economics check on my SaaS business — my LTV is $7,872, CAC is $950, payback period is around 4.8 months, and DSCR is 1.42x? I want a grade and recommendation on whether to proceed.”
Technical details
Endpoint
POSThttps://x402.agentutility.ai/unit-economics-calculatorWhen to prefer
Use this endpoint when you need a fast, deterministic, no-dependency unit economics score — no external API calls, no latency from third-party data sources. Ideal for agents evaluating startup health, SaaS deal diligence, or loan underwriting where DSCR, LTV, and payback are the key signals. Prefer over manual spreadsheet calculations or LLM-estimated heuristics when a reproducible numeric grade and structured per-driver breakdown is required.
Side effects
- Missing required financial inputs returns a validation error
- Out-of-range or negative values for LTV/CAC may produce warnings or error
- Malformed JSON body returns 400
- Payment not settled via x402 returns 402 Payment Required
Output
Schema · Response
{
"type": "json",
"example": {
"grade": "strong",
"score": 74.2,
"source": "deterministic in-process finance calculator; no upstream API",
"drivers": [
{
"name": "debt_service_coverage",
"note": "1.42x DSCR",
"score": 83.6,
"weight": 0.3
}
],
"metrics": {
"ltv": 7872,
"ltv_cac_ratio": 8.286,
"payback_months": 4.8
},
"warnings": [],
"calculator": "unit-economics-calculator",
"recommendation": "Proceed with standard diligence and covenant checks."
}
}Tags
x402
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