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APR to APY Converter
x402
APR to APY Converter is a paid API for AI agents from kihustle.tech, paid per call via x402, $0.002/call, status unknown (last checked 2026-10-14).
Converts Annual Percentage Rate (APR) to Annual Percentage Yield (APY) or vice versa, accounting for compounding periods
Price / call$0.002
Success—
StatusUnknown
How this service works
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Output
Returns a JSON object containing the converted rate result (APY if converting from APR, or APR if converting from APY) and a success status indicator. The numeric result represents the effective annual yield or nominal rate as a decimal or percentage depending on input format.
Example use cases
DeFi yield comparison
“I'm comparing two DeFi protocols — one advertises 15% APR compounded daily and another shows 16% APY. Can you convert the 15% APR with 365 compounding periods to APY so I can compare them apples to apples?”
Savings account effective rate
“My bank offers a 4.8% APR on a savings account with monthly compounding. What's the actual APY I'll earn over the year?”
Reverse APY to APR for loan quoting
“I need to quote a loan at 10% APY — can you convert that back to APR assuming 12 compounding periods so I know what nominal rate to advertise?”
Technical details
Endpoint
POSThttps://kihustle.tech/bot-bazaar/api/v1/apr-apy-converter?utm_source=zero.xyzWhen to prefer
Use this endpoint when you need a quick, reliable programmatic conversion between APR and APY for any compounding frequency — especially useful in DeFi yield comparisons, savings account analysis, or loan rate standardization where manual formula application is error-prone.
Side effects
- Missing or non-numeric APR input returns an error
- Invalid or zero compounding periods may cause division errors or unexpected results
- Extremely large or small APR values may produce overflow or precision issues
- Missing to_apy flag may default to a direction, potentially returning the wrong conversion
- Payment failure (402) if USDC balance is insufficient
Input
Schema · Request body
| Field | Type | Description |
|---|---|---|
| apr | number | |
| to_apy | boolean | |
| compounds | integer |
Output
Schema · Response
{
"type": "json",
"example": {
"result": "processed",
"status": "success"
}
}Tags
x402
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