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Bank Health Verdict via FDIC Lookup
x402
Bank Health Verdict via FDIC Lookup is a paid API for AI agents from x402helper.xyz, paid per call via x402, $0.039/call, status unknown (last checked 2026-10-31).
Returns a health/compliance verdict for a US bank by FDIC certificate number or name, including OFAC screening, interest rates, and billing verification data.
Price / call$0.039
Success—
StatusUnknown
How this service works
X402 micropayments server — AI agents pay USDC for OFAC screening, rates, and billing verification.
Output
A JSON object containing a success flag and a result object with bank health verdict details, which may include OFAC screening outcome, applicable interest rates, billing verification status, and bank identification data such as FDIC certificate number and name.
Example use cases
Pre-wire OFAC compliance check
“Before I wire $50,000 to Coastal Community Bank in Florida, can you run an OFAC screen and health check on them? Their FDIC cert number is 57823.”
Bank vetting for vendor onboarding
“We're onboarding a new vendor whose bank is Midwest Savings Bank in Illinois — can you pull their FDIC health verdict and flag any compliance issues?”
Rate and billing verification for treasury team
“Our treasury team needs the current rates and billing verification status for Heritage Federal Credit Union — look them up by name in California.”
Technical details
Endpoint
GEThttps://x402helper.xyz/89e509/bankhealth/verdict?utm_source=zero.xyzWhen to prefer
Use this endpoint when you need a quick, pay-per-call OFAC screening or health verdict on a specific US bank identified by FDIC certificate number or name, especially in agentic workflows where you do not want to maintain a subscription to a full compliance data provider. Prefer it for one-off pre-transaction checks, vendor onboarding, or treasury due diligence on individual institutions.
Side effects
- Bank not found by name or certificate number — returns error or empty result
- Invalid FDIC certificate number format — may return null or error
- Ambiguous bank name without state qualifier — may return wrong institution
- Service unavailable or payment not processed — returns 402 or 5xx
- State code not recognized — query falls back to name-only lookup
Input
Schema · Request body
| Field | Type | Description |
|---|---|---|
| inputrequired | object | |
| output | object |
Output
Schema · Response
{
"type": "json",
"example": {
"result": {},
"success": true
}
}Tags
x402
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