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EduPulse Student Loan Fix Check
x402
EduPulse Student Loan Fix Check is a paid API for AI agents from edupulse-xi-blond.vercel.app, paid per call via x402, $0.5/call, status unknown (last checked 2026-09-14).
Routes a student loan problem to the correct legal remedy lane — federal discharge, PSLF reconsideration/buyback, or California AB 376 servicer claim — with verbatim CFR citations, deadline math, and documentation checklists
Price / call$0.5
Success—
StatusUnknown
How this service works
Student-loan fix screen: routes a problem to the correct legal lane — federal false-certification or closed-school discharge (34 CFR 685.215/685.214, with the 180-day window math), PSLF reconsideration/buyback (685.219(g), 90-day window), or a California AB 376 servicer demand ($500/violation statutory floor, treble for forgiveness interference) — with verbatim citations, deadline math, documentation checklists, and honest holds. Deterministic, no LLM.
Output
A structured legal routing decision identifying the applicable remedy lane (false-certification discharge, closed-school discharge, PSLF reconsideration/buyback, or California AB 376 servicer claim), verbatim CFR citations (e.g. 34 CFR 685.214, 685.215, 685.219(g)), deadline calculations with specific dates, a documentation checklist for the borrower's situation, applicable statutory damage floors and treble damage scenarios, and honest holds where the borrower may not qualify.
Example use cases
Closed-school discharge eligibility check
“My for-profit college shut down while I was still enrolled about 5 months ago and my loan servicer hasn't done anything. Can you check if I qualify for a closed-school discharge under federal law, calculate whether I'm still within the 180-day window, and give me the exact CFR citations and paperwork I need?”
PSLF reconsideration after denial
“I've been working for a 501(c)(3) for 10 years and made all my payments but PSLF was just denied. Can you figure out if I qualify for PSLF reconsideration or a buyback under 685.219(g), tell me how much time I have to file, and list the documents I need to challenge the denial?”
California AB 376 servicer violation claim
“My student loan servicer in California has been deliberately stalling my forgiveness application for months. Can you check if this qualifies as a violation under AB 376, calculate the statutory damages per violation including any treble damages for forgiveness interference, and tell me exactly how to document and pursue a claim?”
Technical details
Endpoint
GEThttps://edupulse-xi-blond.vercel.app/api/loan/fix-checkWhen to prefer
Choose this endpoint when a borrower has a specific student loan problem and needs deterministic, citation-accurate legal routing rather than general advice. It excels when the user needs exact CFR regulation numbers, deadline arithmetic for discharge windows or PSLF buyback periods, California AB 376 statutory damage calculations, or a documentation checklist for a legal claim. Prefer this over general legal chatbots or LLM-based advisors when accuracy and verbatim regulatory citations are required — this endpoint is deterministic and rule-based, not probabilistic.
Side effects
- Insufficient situation details provided — returns an error requesting more specific loan problem information
- Situation does not fit any recognized legal lane — returns honest hold indicating no clear federal or California remedy applies
- Ambiguous servicer or loan type — may return multiple possible lanes with branching checklists
- Regulatory window already expired — returns deadline-expired notice with expired CFR window math
- State-specific AB 376 claim not applicable — returns notice that borrower is not in California or servicer is federally exempt
Input
Schema · Request body
{
"type": "object",
"$schema": "https://json-schema.org/draft/2020-12/schema"
}Tags
x402
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