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Falcon Credit Analysis & Debt Sizing
x402
Falcon Credit Analysis & Debt Sizing is a paid API for AI agents from falcon-comps.vercel.app, paid per call via x402, $0.24/call, status unknown (last checked 2026-10-31).
Analyzes credit risk and sizes debt capacity for up to 12 US public companies, returning leverage metrics, interest coverage, FCF/debt ratios, debt capacity under multiple constraints, three financing structures with indicative ratings, and a short credit memo.
Price / call$0.24
Success—
StatusUnknown
How this service works
falcon.sol: Use this when you need to size debt or compare credit risk across US public companies. Send up to 12 tickers; get gross and net leverage, interest coverage, FCF/debt, debt capacity under leverage, coverage and DSCR limits, capacity at peer-median leverage, 3 structures with indicative ratings, and a short credit memo. Every assumption is returned and overridable. $0.24 USDC.
Output
Returns a JSON object with per-company credit metrics (gross leverage, net leverage, interest coverage, FCF/debt), debt capacity under binding leverage/coverage/DSCR constraints and at peer-median leverage, three named financing structures each with leverage, DSCR, interest coverage, and indicative rating, a short prose credit memo summary, peer group median leverage, and all underlying assumptions (which are overridable).
Example use cases
Debt capacity sizing for LBO target
“I'm looking at a take-private of HCA Healthcare — can you size how much debt it could support under a 4.5x gross leverage cap, a 2x interest coverage floor, and a 1.15x DSCR limit, and give me three indicative financing structures with ratings?”
Cross-sector credit risk comparison
“Compare credit risk across these six hospital operators — HCA, UHS, THC, CYH, LPNT, and ENSG — I want gross leverage, net leverage, interest coverage, and FCF/debt for each, plus who has the most debt capacity relative to peers.”
Credit memo for investment committee
“Generate a quick credit memo for Tenet Healthcare with its key leverage and coverage metrics, debt capacity at peer-median leverage, and an indicative rating so I can present it at tomorrow's IC meeting.”
Technical details
Endpoint
POSThttps://falcon-comps.vercel.app/v1/credit?utm_source=zero.xyzWhen to prefer
Use this endpoint when you need rigorous, comparable credit metrics and debt sizing for US public companies — especially when comparing leverage and coverage across a peer group, stress-testing debt capacity against covenant-style limits, or producing investment-committee-ready credit memos with indicative ratings. Prefer it over generic financial data APIs when you specifically need leveraged finance framing (DSCR, debt capacity, financing structures) rather than just raw balance sheet figures.
Side effects
- Invalid or unrecognized ticker returns an error for that company
- More than 12 tickers submitted exceeds batch limit
- Payment of $0.24 USDC not included or invalid returns a 402 payment required error
- Insufficient financial data for a ticker (e.g. very small or recently listed company) may return incomplete metrics
- Assumption overrides with out-of-range values may produce nonsensical capacity outputs
Output
Schema · Response
{
"type": "json",
"example": {
"companies": [
{
"memo": {
"summary": [
"HCA: TTM EBITDA $15.67bn, gross leverage 3.06x ..."
]
},
"credit": {
"fcf_to_debt": 0.165,
"net_leverage": 3,
"gross_leverage": 3.06,
"interest_coverage": 6.97
},
"ticker": "HCA",
"structures": [
{
"dscr": 1.15,
"name": "base",
"leverage": 4.5,
"indicative_rating": "B+",
"interest_coverage": 2.61
}
],
"debt_capacity": {
"binding": "leverage",
"headline": 70515000000,
"implied_leverage": 4.5,
"at_peer_median_leverage": 51700000000
}
}
],
"assumptions": {
"turns": {
"v": 4.5,
"why": "Base-case leverage cap"
}
},
"peer_summary": {
"gross_leverage_median": 3.3
}
}
}Tags
x402
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