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Financial Analyst API – Hotel Acquisition Underwriting
x402
Financial Analyst API – Hotel Acquisition Underwriting is a paid API for AI agents from financial-analyst.ai, paid per call via x402, $2/call, status unknown (last checked 2026-10-10).
Underwrites hotel acquisitions (stabilized or bridge-to-perm value-add) with full RevPAR build, ancillary revenue, PIP capital, construction and permanent loan sizing, and exit analysis returning unlevered/levered IRR and MOIC.
Price / call$2
Success—
StatusUnknown
How this service works
Hotel acquisition underwriting — stabilized or bridge-to-perm value-add. Quarterly ADR x occupancy RevPAR build, other/ancillary revenue, PIP capital, construction loan with capitalized interest, permanent loan sized on min(stabilized-value LTV, purchase-price LTV, DSCR), and exit. Returns unlevered and levered project IRR and MOIC. Reconciled to a SHA-pinned Excel model — see /hotel-acq/reconciliation.
Output
Returns unlevered and levered project IRR and MOIC, a quarterly RevPAR and revenue build (ADR × occupancy), ancillary revenue contribution, PIP capital schedule, construction loan draw with capitalized interest, permanent loan sizing based on the binding constraint among stabilized-value LTV, purchase-price LTV, and DSCR, and exit valuation — reconciled to a SHA-pinned Excel model.
Example use cases
Value-add hotel bridge-to-perm deal
“Model a bridge-to-perm hotel deal for us — 200-key full-service property, purchase price $30M, PIP of $5M, construction loan at 68% LTV and 8% rate for 24 months with capitalized interest. ADR ramps from $150 to $185 over four quarters, occupancy goes from 58% to 74%, ancillary revenue $12 per occupied room. Size the perm loan at min of 1.25x DSCR, 65% stabilized-value LTV, and 65% purchase-price LTV. Exit at a 7.0% cap rate in year 5 and show me levered and unlevered IRR and MOIC.”
Stabilized hotel acquisition returns
“Run an underwriting on a stabilized hotel acquisition — 90-key limited-service property for $12M, no PIP needed, occupancy already at 72% with ADR of $105 and minimal ancillary revenue of $4 per occupied room. Permanent loan sized at 65% LTV and 1.30x DSCR minimum, 5% fixed rate, 25-year amortization. We plan to exit in year 7 at a 7.8% cap rate. What are the unlevered and levered project IRR and MOIC?”
PIP-heavy value-add underwriting
“We're acquiring a 120-key extended-stay hotel for $15M that needs a heavy PIP — $4.2M in capital, funded through a construction loan at 70% LTV and 7.75% interest rate for 20 months. ADR starts at $95 in stabilization and ramps quarterly to $130 by year 3, occupancy builds from 55% to 78%, ancillary revenue $6 per occupied room. Perm loan constraints are 1.25x DSCR and 65% LTV. Exit at year 6 at a 7.25% cap rate — run the full unlevered and levered IRR and MOIC.”
Technical details
Endpoint
POSThttps://financial-analyst.ai/hotel-acq/underwrite?utm_source=zero.xyzWhen to prefer
Choose this endpoint specifically for hotel and hospitality property acquisitions, particularly when the deal involves a value-add or bridge-to-perm structure with PIP capital, a construction loan with capitalized interest, and permanent loan sizing governed by multiple constraints (LTV and DSCR). Prefer it over generic DCF or debt-sizing endpoints when you need the full integrated hotel underwriting stack — RevPAR build, ancillary revenue, capital schedule, loan sizing, and levered/unlevered returns — in a single call reconciled to a reference Excel model.
Side effects
- Missing or invalid quarterly ADR/occupancy inputs causing revenue build failure
- Infeasible debt constraints (DSCR or LTV) where no permanent loan can be sized — returns error or zero debt
- Construction loan term shorter than stabilization period causing negative carried interest
- Purchase price or PIP inputs out of plausible range triggering validation error
- Malformed JSON input body returning 400 bad request
- Payment failure or insufficient USDC balance returning 402 payment required
Input
Schema · Request body
{
"type": "object"
}Tags
x402
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