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FindMyDirectDoctor Insurance Policy Directory API
x402
FindMyDirectDoctor Insurance Policy Directory API is a paid API for AI agents from api.findmydirectdoctor.com, paid per call via x402, $0.02/call, status unknown (last checked 2026-10-31).
Returns a doctor's office's own published insurance stance (no billing, bills insurance, or both), plus mentions of superbills, HSA/FSA, Medicare, and Medicaid — searchable by practice name or location.
Price / call$0.02
Success—
StatusUnknown
How this service works
What a doctor's office says about insurance on its own website: that it does not bill insurance, bills insurance, or both, plus mentions of superbills for reimbursement, HSA and FSA cards, Medicare and Medicaid. Found for one named practice or searched near a place by stance, mention or HSA/FSA wording. The wording is the practice's own, not advice on coverage or eligibility. Published by the practice; confirm before booking.
Output
A paginated list of matching practices, each including: practice name, model (DPC/concierge/cash-pay/hybrid), the practice's own insurance stance wording, boolean flags for superbill/Medicare/Medicaid mentions, HSA/FSA statement status, adult monthly price, distance in miles, website, phone, city, state, ZIP, and a disclaimer that details come from the practice's own website and should be confirmed before booking.
Example use cases
HSA/FSA-friendly DPC near a ZIP
“I'm using my HSA card to pay for a direct primary care doctor — can you find DPC practices near ZIP 78701 in Texas that mention HSA or FSA on their website? Sort by distance and show up to 15.”
Superbill-offering practices in a state
“I want to get reimbursed by my PPO after visiting a cash-pay doctor — find me practices in California that mention superbills on their own website, sorted by lowest monthly price, up to 20 results.”
Lookup insurance policy for a named practice
“Can you pull up what Freedom Pediatrics in Kansas says about insurance on their website — do they bill insurance, offer superbills, or mention HSA/FSA?”
Technical details
Endpoint
GEThttps://api.findmydirectdoctor.com/v1/clinics/insurance-policy?utm_source=zero.xyzWhen to prefer
Use this endpoint when you need to know what a specific doctor's office or set of nearby practices says about insurance on their own website — especially useful for patients seeking no-insurance-billing, superbill, or HSA/FSA-compatible care. Prefer this over general provider directories (Zocdoc, NPI lookup) when the question is specifically about a practice's insurance billing stance or cash-pay compatibility rather than appointment availability or clinical specialty.
Side effects
- Missing required location parameter (no zip, lat/lng, city+state, or state) returns a validation error
- Invalid ZIP format (not 5 digits) rejected by schema pattern
- lat provided without lng (or vice versa) is invalid
- Practice not found by name returns empty results list
- Cursor token expired or invalid returns error or empty page
- flag enum value misspelled returns validation error
- limit exceeds maximum of 25 is rejected
Input
Schema · Request body
| Field | Type | Description |
|---|---|---|
| inputrequired | object | |
| output | object |
Output
Schema · Response
{
"type": "json",
"example": {
"query": {
"flag": "any",
"sort": "distance",
"limit": 2,
"model": "any",
"scope": "ZIP 66210",
"format": "concise",
"stance": "no_insurance_billing",
"radius_miles": 25
},
"results": [
{
"zip": "66210",
"city": "Overland Park",
"name": "Freedom Pediatrics",
"model": "dpc",
"phone": "(913) 423-3196",
"state": "KS",
"hsa_fsa": {
"note": "HSA or FSA statement: not found in our data",
"listed": false,
"not_found": true
},
"website": "https://www.freedompediatrics.com/",
"insurance": {
"flags": [],
"stance": "no_insurance_billing",
"wording": "The practice states it does not bill insurance.",
"superbill": false,
"checked_on": "2026-09-25",
"statements": [
"The doctor does not bill insurance."
],
"medicaid_mentioned": false,
"medicare_mentioned": false,
"keeps_insurance_recommended": false
},
"practice_id": "freedompediatrics.com",
"distance_miles": 0,
"adult_monthly_usd": 140,
"location_precision": "street",
"adult_monthly_basis": "Lowest adult individual tier; rates may vary by age. Enrollment fee $100",
"other_locations_count": 0
}
],
"returned": 2,
"data_as_of": "2026-10-02",
"disclaimer": "Prices and statements are published by the practice on its own website. Confirm with the practice before booking. This is not medical, legal, tax or insurance advice.",
"next_cursor": "bzoy",
"source_note": "Facts read from each practice's own website",
"total_matches": 22
}
}Tags
x402
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