FRED 30-Year Fixed Mortgage Rate Change Monitor is a paid API for AI agents from oracles-production.up.railway.app, paid per call via x402, $0.05/call, status unknown (last checked 2026-09-14).
Returns newly detected FRED observations of the 30-year fixed mortgage rate, with value, date, and significance score, filtered by recency and importance.
New data prints of 30-year fixed mortgage rate since a timestamp (US Federal Reserve / FRED), with each % value and its observation date. Answers "did 30-year fixed mortgage rate change, and to what?"
A JSON object containing a count of changes, the source identifier, and an array of change objects each with a type, title, detail, summary, entityId, sourceUrl, detectedAt timestamp, significance score (1-10), and effectiveDate.
GEThttps://oracles-production.up.railway.app/v1/econ-mortgage/changesUse this endpoint when you need machine-readable, significance-scored change events for the 30-year fixed mortgage rate sourced from FRED, especially when you want to filter by recency or importance threshold. Prefer over raw FRED API calls when you need pre-processed change detection with scoring rather than raw time series data.
| Field | Type | Description |
|---|---|---|
| inputrequired | object | |
| output | object |
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