GoCreative Bank Health Check (FDIC + CFPB) is a paid API for AI agents from api.gocreativeai.com, paid per call via x402, $0.05/call, status unknown (last checked 2026-09-09).
Looks up a bank's health status, FDIC insurance, assets, deposits, and activity flags by name or identifier using FDIC BankFind and CFPB data.
Keyless, pay-per-call compliance & regulated-data API for AI agents — OFAC wallet + sanctions/PEP + KYB screening, SEC filings, FRED economics, FDA recalls, federal awards, plus continuous monitoring. USDC on Base/Solana via x402, native MCP. No API key, no signup.
Returns the matched bank's name, city, state, zip, active status, FDIC insured flag, FDIC certificate number, assets and deposits in thousands of USD, a risk assessment string, a list of risk flags (e.g. INACTIVE_INSTITUTION), and a list of other partial-name matches with similar details.
GEThttps://api.gocreativeai.com/v1/risk/bank/%7Barg%7DUse this endpoint when you need to verify a bank's regulatory standing, FDIC insurance status, asset size, or whether it is currently active — sourced from official FDIC BankFind and CFPB data. Prefer this over generic web search when you need structured, authoritative financial institution data without requiring an API key or signup.
{
"arg": "GET"
}| Field | Type | Description |
|---|---|---|
| inputrequired | object |
{
"flags": [
"INACTIVE_INSTITUTION"
],
"query": "GET",
"source": "GoCreative Bank Health (FDIC BankFind + CFPB)",
"assessment": "Review — flags present",
"institution": {
"zip": "45402",
"city": "Dayton",
"name": "Gem Savings Association",
"state": "OH",
"active": false,
"website": "",
"fdic_cert": 29134,
"assets_thousands_usd": 1112254,
"deposits_thousands_usd": 983705
},
"fdic_insured": true,
"other_matches": [
{
"zip": "33486",
"city": "Boca Raton",
"name": "Net First National Bank",
"state": "FL",
"active": false,
"website": "",
"fdic_cert": 26652,
"assets_thousands_usd": 37207,
"deposits_thousands_usd": 31601
},
{
"zip": "84121",
"city": "Salt Lake City",
"name": "GE Capital Bank",
"state": "UT",
"active": false,
"website": "",
"fdic_cert": 33778,
"assets_thousands_usd": 21079563,
"deposits_thousands_usd": 16767361
},
{
"zip": "21014",
"city": "Bel Air",
"name": "Bay Net A Community Bank",
"state": "MD",
"active": false,
"website": "",
"fdic_cert": 35363,
"assets_thousands_usd": 90927,
"deposits_thousands_usd": 80501
},
{
"zip": "45212",
"city": "Norwood",
"name": "Gem Federal Savings and Loan Association",
"state": "OH",
"active": false,
"website": "",
"fdic_cert": 27823,
"assets_thousands_usd": null,
"deposits_thousands_usd": null
}
],
"consumer_complaints": 15
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