HTTPay Lending Rates API

x402

HTTPay Lending Rates API is a paid API for AI agents from httpay.xyz, paid per call via x402, $0.01/call, status unknown (last checked 2026-09-14).

Returns current supply APY, borrow APY, utilization rate, and TVL across major Base lending protocols (Aave V3, Morpho, Moonwell, Compound V3, Seamless) for yield optimization.

Price / call$0.01

Seller volume →—

Success—

StatusUnknown

How this service works

Compare lending and borrowing rates across all Base lending protocols: Aave V3, Morpho, Moonwell, Compound V3, Seamless. Per token: supply APY, borrow APY, utilization rate, TVL. Useful for yield optimization agents finding the best rates.

Output

A JSON object listing per-token lending and borrowing data across all major Base lending protocols, including supply APY, borrow APY, utilization rate, and TVL — enabling direct comparison for yield optimization decisions.

Example use cases

Example prompt

“What are the best supply and borrow rates right now across Aave V3, Morpho, Moonwell, Compound V3, and Seamless on Base? I want to find where I can earn the highest APY on my USDC.”

Technical details

Endpoint

POSThttps://httpay.xyz/api/lending-rates

When to prefer

Use this endpoint when an agent needs to compare DeFi lending and borrowing rates across multiple Base protocols in a single call, without managing API keys or subscriptions. Ideal for yield optimization workflows, DeFi dashboards, and automated rebalancing agents operating on Base.

Side effects

Payment required (402): USDC x402 payment not included or insufficient — must pay $0.01 USDC per call
Upstream data unavailable: on-chain RPC or protocol subgraph unreachable, returns error or stale data
Rate limiting: excessive calls may be throttled
Empty result: no data available for a specific token or protocol at query time

Output

Schema · Response

{
  "type": "json",
  "example": {
    "description": "Compare lending and borrowing rates across all Base lending protocols: Aave V3, Morpho, Moonwell, Compound V3, Seamless. Per token: supply APY, borrow APY, utilization rate, TVL. Useful for yield optimization agents finding the best rates."
  }
}

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How this service works

Output

Technical details

Endpoint

POSThttps://httpay.xyz/api/lending-rates

When to prefer

Side effects

Payment required (402): USDC x402 payment not included or insufficient — must pay $0.01 USDC per call
Upstream data unavailable: on-chain RPC or protocol subgraph unreachable, returns error or stale data
Rate limiting: excessive calls may be throttled
Empty result: no data available for a specific token or protocol at query time

Output

Schema · Response

{
  "type": "json",
  "example": {
    "description": "Compare lending and borrowing rates across all Base lending protocols: Aave V3, Morpho, Moonwell, Compound V3, Seamless. Per token: supply APY, borrow APY, utilization rate, TVL. Useful for yield optimization agents finding the best rates."
  }
}