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IBAN Bank Account Verification & KYC Risk Scoring
x402
IBAN Bank Account Verification & KYC Risk Scoring is a paid API for AI agents from api.agentstools.dev, paid per call via x402, $0.008/call, status unknown (last checked 2026-09-15).
Validates an IBAN via ISO 13616 checksum and country-specific structure, resolves BIC/bank/branch info, returns SEPA flag, and produces a 0–100 fraud/KYC risk score with reasons.
Price / call$0.008
Success—
StatusUnknown
How this service works
Bank account / IBAN verification in one call: ISO 13616 checksum + per-country structure validation, BIC / bank name / branch resolution, country details, SEPA-zone flag, and a deterministic 0-100 fraud/KYC risk score with a band, reasons and weighted signals. Offline open-registry data (schwifty, MIT). Structural + resolution + risk indicators only; NOT proof the account exists or who owns it, and no name matching. Input not stored.
Output
Returns ISO 13616 checksum result, per-country structure validity, resolved BIC, bank name, branch info, country details, SEPA-zone flag, and a deterministic 0–100 risk score with a risk band, list of reasons, and weighted signals. Does not confirm account existence, ownership, or perform name matching. Input is not stored.
Example use cases
Example prompt
“Can you verify whether IBAN DE89370400440532013000 is valid, check that it's a German account as expected, and give me the bank name, BIC, SEPA status, and fraud risk score?”
Technical details
Endpoint
GEThttps://api.agentstools.dev/bank/verifyWhen to prefer
Use this endpoint when you need a single, lightweight, offline-capable call to structurally validate an IBAN, resolve the associated bank/BIC, check SEPA eligibility, and get a deterministic fraud/KYC risk score — especially in payment onboarding, supplier verification, or compliance workflows where you need a fast signal without storing PII. Prefer this over full KYC providers when account existence or name-matching is not required.
Side effects
- Invalid or malformed IBAN format returns a validation error
- Unknown or unsupported country prefix may limit bank resolution
- Country mismatch (when expected_country is provided) raises the risk score but is not an error
- Missing required 'iban' query parameter returns a 400-class error
- Ambiguous or legacy IBAN formats may reduce resolution confidence
Input
Schema · Request body
| Field | Type | Description |
|---|---|---|
| inputrequired | object | |
| output | object |
Tags
x402
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