Invoket Payment Preflight — IBAN Verification & Beneficiary Screening is a paid API for AI agents from api.invoket.com, paid per call via x402, $0.001/call, status unknown (last checked 2026-09-14).
Validates an IBAN structurally and screens the beneficiary name against sanctions/designation lists before a payment is executed.
The checks your agent runs before it acts: verify a bank account, a phone number, a law in force, the weather or a vehicle — computed from official sources, with provenance in every response. You only pay for answers.
Returns a verdict object indicating whether the payment is safe to proceed ('ok'), should be stopped ('stop'), or requires review, along with IBAN structural validity details, beneficiary sanctions screening results (including any weak matches), and provenance information sourcing the official designation lists consulted.
POSThttps://api.invoket.com/preflight/paymentUse this endpoint when an AI agent is about to initiate or approve a payment and needs to verify both the structural validity of the destination IBAN and screen the beneficiary against current sanctions/designation lists in a single call, with full provenance. Prefer this over standalone IBAN validators when compliance screening is also needed, and over general entity screening when IBAN validation must happen simultaneously.
| Field | Type | Description |
|---|---|---|
| ibanrequired | string | The beneficiary IBAN, up to 64 characters (separators tolerated). A structurally invalid IBAN is a USEFUL answer: HTTP 200 with a motivated 'stop', not an error |
| country | string | Optional ISO 3166-1 alpha-2 filter on the beneficiary's DECLARED country, applied to the name screening only. It is your declaration, never an assertion of ours, and it can only remove candidates whose country the list published in a comparable form |
| include_weakrequired | string | Whether weak name matches count towards the verdict; default false. Same semantics as /screen/entity: it changes only the verdict, weak matches are returned either way |
| beneficiary_namerequired | string | Name of the beneficiary, 2 to 200 characters, screened against the designation lists exactly as GET /screen/entity does. Optional - but WITHOUT it the verdict can never be 'ok': the beneficiary was not looked at, and an 'ok' would read as a green light on them |
{
"type": "object"
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