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Locus NFIP Claims Property Scan
x402
Locus NFIP Claims Property Scan is a paid API for AI agents from api.locus.report, paid per call via x402, $0.01/call, status unknown (last checked 2026-09-14).
Retrieves NFIP (National Flood Insurance Program) claims records and flood risk signals for a US property by address or ZIP code.
Price / call$0.01
Success—
StatusUnknown
How this service works
FEMA NFIP flood-insurance claims for a county. Perfect for: 'NFIP claims for a county', 'flood insurance paid claims history', 'FEMA flood loss data for an area', 'flood claim totals for a place'. Returns OpenFEMA NFIP redacted claim history aggregated to the county: total claim count, total paid, year range, and top rated flood zones by claim count. National, no key. County aggregates only, no PII. Historical fact, not a prediction. Charge-free when the lookup fails.
Output
Returns a JSON object containing an id, a generatedAt timestamp, an array of NFIP flood claim records associated with the property, and any caveats about data availability or limitations.
Example use cases
Example prompt
“Can you pull the NFIP flood claims history and flood risk signals for 742 Evergreen Terrace, Springfield, IL 62704? I want to know if this property has had any past flood insurance claims before I make an offer.”
Technical details
Endpoint
POSThttps://api.locus.report/api/locus-nfip-claimsWhen to prefer
Use this endpoint when you need NFIP flood claims history and flood risk signals for a specific US property or ZIP code, especially during real estate due diligence, property risk assessment, or insurance research. Prefer this over generic property data APIs when flood claim history is the primary concern.
Side effects
- Address not found or unresolvable — records array may be empty
- ZIP code too broad to return parcel-level results — only aggregated signals returned
- Invalid or missing address/zip input — API returns validation error
- No NFIP claims on record — returns empty records array, not an error
- Service temporarily unavailable — HTTP 5xx response
Input
Schema · Request body
| Field | Type | Description |
|---|---|---|
| address | string | |
| latitude | number | |
| longitude | number |
Output
Schema · Response
{
"type": "json",
"example": {
"id": "locus_example",
"caveats": [
"Example artifact; not live data."
],
"records": [],
"generatedAt": "2026-01-01T00:00:00.000Z"
}
}Tags
x402
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