OceanAlt Pre-Payment Decision API is a paid API for AI agents from oceanalt.com, paid per call via x402, $0.002/call, status unknown (last checked 2026-10-23).
Evaluates whether an AI agent should allow, review, or decline a proposed payment to a given address, returning a verifiable risk decision with evidence signals.
Sanctions screening and AML screening of a payee before an AI agent pays: OFAC and other sanctions lists, mixers, scam and hack lists, on-chain risk. Returns a pre-payment compliance decision (allow / review / decline) with verifiable evidence and a signed receipt. Prepaid credits are cheaper: see POST /api/x402/credits.
A JSON object with a 'decision' field ('allow', 'review', or 'decline'), a 'reason_code' string explaining the outcome, a 'signal_class' categorizing the risk level, a list of 'evidence' items supporting the decision, a list of 'signal_keys' triggered, and a 'retry' field indicating whether retrying is applicable.
POSThttps://oceanalt.com/api/x402/decision?utm_source=zero.xyzUse this endpoint when an AI agent needs a real-time, verifiable pre-payment risk decision before sending stablecoin payments on EVM-compatible chains or TRON. It is ideal for autonomous agent workflows where human oversight of every payment is impractical, and compliance or fraud-prevention guardrails are needed. Prefer it over generic address lookup tools when you need a structured allow/review/decline signal with supporting evidence rather than raw on-chain data.
| Field | Type | Description |
|---|---|---|
| to | string | Payee address the agent intends to pay: EVM 0x…, TRON T…, Solana, Bitcoin or XRP Ledger r… |
| network | string | Optional EVM chain of the payee |
| purpose | string | Optional short note on what the payment is for |
| amountUsdc | number | Optional payment amount in USDC |
{
"type": "json",
"example": {
"retry": "not_applicable",
"decision": "allow",
"evidence": [],
"reason_code": "clear",
"signal_keys": [],
"signal_class": "ok"
}
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