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OmniAPI Loan Calculator
x402
OmniAPI Loan Calculator is a paid API for AI agents from omni-api-cyan.vercel.app, paid per call via x402, $0.094361/call, status unknown (last checked 2026-09-15).
Calculates loan payment schedules, interest costs, and amortization details based on loan parameters
Price / call$0.094361
Success—
StatusUnknown
How this service works
444 endpoints across 9+ chains. Crypto, AI, Social, Finance, Weather, Tools. Pay per call in USDC via x402 with 4 facilitators: Dexter, Meridian, FluxA, GoPlausible.
Output
Returns computed loan figures including estimated monthly payment, total repayment amount, total interest paid, and possibly an amortization breakdown showing principal vs. interest per payment period.
Example use cases
Monthly mortgage payment estimate
“I'm looking at a $350,000 home loan at 7.2% interest for 30 years — what would my monthly payment be and how much total interest would I pay over the life of the loan?”
Car loan affordability check
“I want to finance a $28,000 car at 5.9% APR over 60 months — can you calculate my monthly payment and show me how much of each payment goes to interest versus principal?”
Personal loan payoff comparison
“Compare a $15,000 personal loan at 11% interest paid off over 3 years versus 5 years — show me the monthly payments and total interest cost for each option.”
Technical details
Endpoint
POSThttps://omni-api-cyan.vercel.app/api/finance/loan/calcWhen to prefer
Use this endpoint when you need quick loan payment calculations without integrating a full financial modeling library. Suitable for agents helping users evaluate loan affordability, compare loan terms, or understand total borrowing costs. Works well for mortgage, auto, and personal loan scenarios.
Side effects
- Missing required query parameter returns error
- Invalid or non-numeric loan values may cause computation failure
- Extreme or unrealistic loan parameters may return unexpected results
- Payment gateway failure if USDC payment cannot be processed via x402
Input
Schema · Request body
| Field | Type | Description |
|---|---|---|
| input | string | Input data for the endpoint |
| queryrequired | string | Search query or input text |
| params | object | Additional parameters |
Output
Schema · Response
{
"type": "object",
"description": "API response data"
}Tags
x402
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