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Oromi UK Property Mortgage Context Calculator
x402
Oromi UK Property Mortgage Context Calculator is a paid API for AI agents from agents.oromi.co.uk, paid per call via x402, $0.005/call, status unknown (last checked 2026-09-14).
Calculates UK mortgage metrics including LTV ratio, monthly payment, and a stress-tested payment at +3% interest rate for a given property price, deposit, rate, and term
Price / call$0.005
Success—
StatusUnknown
How this service works
Machine-payable APIs for AI agents, paid per call in USDC via the x402 protocol: UK business data (Companies House), UK property market data (HM Land Registry), website agent-readiness audits, and crypto market context.
Output
Returns a JSON object with the loan-to-value percentage (ltv_pct), the monthly mortgage repayment in GBP (monthly_payment), and a stress_test_plus_3pct object containing the projected monthly payment if the interest rate increases by 3 percentage points.
Example use cases
First-time buyer affordability check
“I'm looking at a £280,000 flat in Manchester and I have a £28,000 deposit saved up. At a 5.2% interest rate over 25 years, what would my monthly payments be, and what would they jump to if rates rose by 3%?”
Buy-to-let investment stress test
“I want to buy a rental property for £500,000 with a £150,000 deposit at 4.8% interest on a 20-year mortgage — can you calculate the monthly payments and stress-test them at +3% to see if the rental income would still cover it?”
Remortgage comparison for existing homeowner
“My house is worth £425,000 and I still owe £300,000 — if I remortgage at 4.1% over 15 years, what would the monthly payments be, what's my current LTV, and what would payments look like if rates climbed another 3%?”
Technical details
Endpoint
GEThttps://agents.oromi.co.uk/api/uk-property/mortgage-contextWhen to prefer
Choose this endpoint when you need UK-specific mortgage calculations including a regulatory-style stress test at +3% interest rate — particularly useful for affordability analysis, buy-to-let due diligence, or first-time buyer planning. It is machine-payable per call in USDC via x402, making it suitable for autonomous agent workflows without API key management. Prefer it over generic mortgage calculators when you specifically need the built-in stress-test output in a single API response.
Side effects
- Missing required query parameters (price or rate) returns a 400 or validation error
- Non-numeric or malformed parameter values cause computation failure
- Payment via x402 not completed or insufficient USDC balance returns 402 Payment Required
- Extremely short term or zero deposit may produce edge-case results
Input
Schema · Request body
| Field | Type | Description |
|---|---|---|
| inputrequired | object | |
| output | object |
Output
Schema · Response
{
"type": "json",
"example": {
"ltv_pct": 90,
"monthly_payment": 1500.63,
"stress_test_plus_3pct": {
"monthly_payment": 1966.5
}
}
}Tags
x402
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