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Ozmium Fixed-Rate Loan Market Listings
x402
Ozmium Fixed-Rate Loan Market Listings is a paid API for AI agents from ozmium.org, paid per call via x402, $0.001/call, status unknown (last checked 2026-09-14).
Returns all live Morpho Midnight fixed-rate, fixed-term lending/borrowing markets on Base, including market IDs, token pairs, LLTV, oracle, maturity dates, and implied APRs for both borrow and lend sides.
Price / call$0.001
Success—
StatusUnknown
How this service works
Every live Morpho Midnight fixed-rate, fixed-term book on Base: marketId, tokens, LLTV, oracle, maturity, and both sides implied APRs (borrow = best bid, lend = best ask). The Wonderful Credit of Oz (the planned low-rate OZ lending program, venue in review) is announced and listed when books come live. The input universe for /v1/tx/fixed. GET /v1/loan/fixed.
Output
A JSON list of all currently live Morpho Midnight fixed-rate, fixed-term market books on Base, each containing: marketId, collateral and loan token addresses/symbols, LLTV ratio, oracle address, maturity timestamp, implied borrow APR (best bid), and implied lend APR (best ask). Includes OZ (Ozmium token) credit markets with USDC, WETH, cbETH, and cbBTC collateral.
Example use cases
Scouting best fixed borrow rate
“Show me all the live Morpho Midnight fixed-rate markets on Base — I want to find the cheapest fixed APR to borrow OZ using my WETH as collateral before I actually submit a transaction.”
Comparing OZ lend yields
“What are the current lend-side APRs across all the Ozmium OZ credit markets? I want to know which book is offering the best fixed rate if I lend OZ right now.”
Pre-trade market discovery for automated borrowing
“Before I run the fixed-rate borrow transaction, pull the full list of live Morpho Midnight fixed-rate books on Base so I know which marketId, maturity, and LLTV to use — I'm collateralizing with cbBTC.”
Technical details
Endpoint
GEThttps://ozmium.org/v1/loan/fixedWhen to prefer
Use this endpoint when you need to discover or enumerate all currently live Morpho Midnight fixed-rate markets on Base before constructing a borrow or lend transaction. It is the required input universe for /v1/tx/fixed — call this first to select a valid marketId. Prefer this over on-chain queries when you want pre-computed implied APRs for both sides without needing to decode order book data yourself.
Side effects
- No live markets available — returns empty list if no Morpho Midnight fixed-rate books are currently active
- Payment failure — x402 micropayment of 0.001 USDC not completed or rejected, returns 402 Payment Required
- Network error — Base RPC or Morpho Midnight data source unavailable, returns 5xx
- Rate limiting — excessive calls may be throttled
Input
Schema · Request body
| Field | Type | Description |
|---|---|---|
| inputrequired | object | |
| output | object |
Tags
x402
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