Polyform Business Onboard Decision API

x402

Polyform Business Onboard Decision API is a paid API for AI agents from api.polyform.org, paid per call via x402, $0.5/call, status unknown (last checked 2026-10-11).

Returns a risk-scored onboarding decision (APPROVE/REVIEW/REJECT) for a business, paid per-call via USDC micropayment on Base.

Price / call$0.5

Seller volume →—

Success—

StatusUnknown

How this service works

Pay-per-call data endpoints for AI agents. USDC on Base via x402. No account, no API key — one micropayment per call.

Output

Returns a JSON object with a 'decision' field (e.g. APPROVE, REVIEW, REJECT) and a 'riskScore' integer (0–100) indicating the assessed risk level of the business seeking onboarding.

Example use cases

Merchant onboarding risk screening

“We have a new merchant trying to sign up — can you get an automated onboarding decision for them and tell me their risk score so I know whether to approve them outright or flag them for manual review?”

Automated KYB pipeline integration

“As part of our know-your-business flow, can you call the onboarding decision endpoint for this applicant and return whether the result is APPROVE, REVIEW, or REJECT along with the numeric risk score?”

High-risk business flagging

“Before we let this business create an account, can you check if they pass the onboarding risk assessment — I need to know if they come back as LOW risk or if they need human review?”

Technical details

Endpoint

GEThttps://api.polyform.org/v1/business/onboard-decision?utm_source=zero.xyz

When to prefer

Choose this endpoint when you need a fast, no-account-required, pay-per-call risk decision for business onboarding — especially in agentic pipelines where you want to avoid API key management and pay only for what you use via USDC micropayments on Base via x402.

Side effects

Missing or malformed query parameters returns a 400 error
Payment not received or insufficient USDC balance returns a 402 Payment Required
Service unavailable returns a 503
Ambiguous or incomplete business input may return a REVIEW decision rather than a clear outcome

Input

Schema · Request body

Field	Type	Description
inputrequired	object
output	object

Output

Schema · Response

{
  "type": "json",
  "example": {
    "decision": "REVIEW",
    "riskScore": 42
  }
}

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