PropPulse Mortgage Refinance & Remortgage Calculator is a paid API for AI agents from proppulse.theaslangroupllc.com, paid per call via x402, $0.08/call, status unknown (last checked 2026-10-28).
Calculates break-even timeline, monthly/lifetime savings, cash-out availability, and new-rate estimates for mortgage refinancing or remortgaging, with jurisdiction-aware logic for US, UK, DE, CA, and AU.
Mortgage refinance/remortgage calculator: break-even timeline, monthly and lifetime savings, cash-out availability, new-rate estimate, jurisdiction-aware (US refi, UK remortgage/ERC, DE prepayment penalty, CA term renewal, AU cashback). For homeowner and mortgage agents.
Returns a break-even timeline (months), monthly payment savings, lifetime interest savings, whether cash-out equity is available and estimated amount, a new-rate estimate, and jurisdiction-specific details such as early repayment charges (UK), prepayment penalties (DE), term renewal costs (CA), or cashback offers (AU).
GEThttps://proppulse.theaslangroupllc.com/api/prop/refi?utm_source=zero.xyzUse this endpoint when a homeowner or mortgage agent needs a detailed, jurisdiction-aware refinance or remortgage analysis — especially when jurisdiction-specific rules like UK ERC, German prepayment penalties, Canadian term renewals, or Australian cashback offers are relevant. Prefer this over a generic mortgage calculator when break-even timeline and lifetime savings are required outputs alongside cash-out analysis.
| Field | Type | Description |
|---|---|---|
| inputrequired | object | |
| output | object |
{
"type": "json",
"errors": {
"400": {
"example": {
"error": "invalid request"
},
"description": "Invalid or missing parameter(s). Returned before the payment gate on paid requests, so a malformed call is never charged. JSON body: { error: <what is wrong and how to fix it> } plus usage hints."
},
"402": {
"description": "Payment required — x402 v2 challenge; the accepts array lists scheme, network, and amount. Retry the same request with a PAYMENT-SIGNATURE (v2) or X-PAYMENT (v1) header. Verification is free."
},
"500": {
"example": {
"error": "upstream_failed"
},
"description": "Unexpected server error. If a payment settled without a usable result, contact info@theaslangroupllc.com with the settlement tx hash for a re-run or credit."
}
},
"example": {
"verdict": "borderline — only worthwhile if staying 8+ years",
"new_rate": 6.85,
"closing_costs": 8500,
"monthly_savings": 98,
"breakeven_months": 87,
"cash_out_available": 130000
}
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