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PropPulse Refinance Analysis
x402
PropPulse Refinance Analysis is a paid API for AI agents from proppulse-gules.vercel.app, paid per call via x402, $0.08/call, status unknown (last checked 2026-09-15).
Analyzes a mortgage refinance scenario to produce break-even timeline, total savings projection, and cash-out option evaluation with rate timing guidance
Price / call$0.08
Success—
StatusUnknown
How this service works
Mortgage refinance calculator: break-even timeline, monthly and lifetime savings, cash-out refinance availability, new-rate estimate, and rate-timing guidance for any current loan. For homeowner and mortgage agents.
Output
Returns a structured refinance analysis including the break-even month/timeline (how long to recoup closing costs), total interest savings over the loan life, monthly payment comparison, cash-out scenario details if requested, and guidance on whether current rate conditions favor acting now or waiting
Example use cases
Example prompt
“Can you run a refinance analysis for my home — I currently have a $420,000 balance at 7.25% with 25 years left, and I can refinance to 6.5% on a new 30-year fixed with $6,000 in closing costs? I also want to see what a $50,000 cash-out option would look like.”
Technical details
Endpoint
GEThttps://proppulse-gules.vercel.app/api/prop/refiWhen to prefer
Use this endpoint when a user wants a quantitative refinance decision framework — specifically break-even analysis, savings projections, and cash-out evaluation in a single call. Prefer this over generic mortgage calculators when the user needs rate timing context alongside the math.
Side effects
- Missing required mortgage parameters returns 400 with field validation errors
- Invalid rate values (e.g. negative or >100%) return validation error
- Property value below loan balance triggers LTV warning or error
- Malformed numeric inputs return parsing error
- Service unavailability returns 503
Input
Schema · Request body
| Field | Type | Description |
|---|---|---|
| inputrequired | object | |
| output | object |
Output
Schema · Response
{
"type": "json",
"example": {
"verdict": "borderline — only worthwhile if staying 8+ years",
"new_rate": 6.85,
"closing_costs": 8500,
"monthly_savings": 98,
"breakeven_months": 87,
"cash_out_available": 130000
}
}Tags
x402
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