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Purchase Order Finance Score
x402
Purchase Order Finance Score is a paid API for AI agents from x402.agentutility.ai, paid per call via x402, $0.01/call, status unknown (last checked 2026-09-14).
Scores and grades a purchase order for financing viability using a deterministic in-process finance calculator, returning a letter grade, numeric score, and key financial drivers.
Price / call$0.01
Success—
StatusUnknown
How this service works
Paid x402 endpoints organized into product clusters. USDC-settled on Base. MCP-callable. ERC-8004 identity registry agentId 47167.
Output
Returns a JSON object with a letter grade (e.g. 'strong'), a numeric score (0-100), a list of financial drivers with their weights and sub-scores, raw metrics (PO value, gross margin, buyer credit score, supplier reliability), any warnings, and a plain-English recommendation on whether to proceed with financing.
Example use cases
Example prompt
“Score this purchase order for financing: the PO is worth $400,000, the buyer has a credit score of 80, our supplier reliability score is 85, and gross margin is 22% — tell me the finance grade, numeric score, and whether we should proceed.”
Technical details
Endpoint
POSThttps://x402.agentutility.ai/purchase-order-finance-scoreWhen to prefer
Use this endpoint when you need a fast, deterministic, in-process score for purchase order financing decisions without hitting an external credit bureau or third-party API. Ideal for automated trade finance pipelines, agent-driven underwriting workflows, or any scenario where you need a structured grade + recommendation on a single PO in real time at minimal cost ($0.01 USDC per call).
Side effects
- Missing required fields (e.g. po_value, buyer_credit_score) returns a 4xx validation error
- Out-of-range metric values may produce warnings or degraded scores
- Payment failure via x402 (insufficient USDC balance) results in 402 Payment Required with payment instructions
- Malformed JSON body returns a 400 Bad Request
Input
Schema · Request body
| Field | Type | Description |
|---|---|---|
| inputrequired | object | |
| output | object |
Output
Schema · Response
{
"type": "json",
"example": {
"grade": "strong",
"score": 74.2,
"source": "deterministic in-process finance calculator; no upstream API",
"drivers": [
{
"name": "buyer_credit",
"note": "end-buyer payment strength",
"score": 80,
"weight": 0.3
}
],
"metrics": {
"po_value": 400000,
"gross_margin_pct": 22,
"buyer_credit_score": 80,
"supplier_reliability_score": 85
},
"warnings": [],
"calculator": "purchase-order-finance-score",
"recommendation": "Proceed with standard diligence and covenant checks."
}
}Tags
x402
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